San Jacinto anchors the valley of the same name in inland Riverside County, an older agricultural and ranching town that has grown steadily with newer master-planned tracts while keeping an affordable, small-city character. Downtown San Jacinto retains historic and older homes, the Soboba Springs area ties to the tribe's resort and golf development, and the broader San Jacinto Valley and Esplanade neighborhoods hold a mix of established and newer single-family inventory. Its position near Hemet, Mt. San Jacinto College, and the Soboba Casino Resort supports a diverse renter base, and relative affordability keeps entry-level and move-up buyers active.
Fidelity Funding is a direct private money lender that has funded California investors since 2006, underwriting San Jacinto deals on the asset and the plan rather than red tape. Whether you are flipping an older Downtown home, holding a DSCR rental near the college or casino resort, or financing new construction, we fund in 5 to 10 business days with rates from 9.99% and leverage up to 90% of cost plus rehab. In an affordable, growing valley market, our in-house speed helps investors act while values remain accessible.
San Jacinto fits the classic suburban California fix-and-flip profile: a $570K median, predictable comp sets, and a deep first-time-buyer pool.
Most San Jacinto loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes Downtown San Jacinto, Soboba Springs, San Jacinto Valley, Esplanade and adjacent San Jacinto submarkets.
Estimated local median: $570K · Typical loan range: $371K – $713K · Top program: fix-and-flip and DSCR rental
Most San Jacinto private money loans we fund range from $371K to $713K, sized against an estimated local median around $570K. Loans outside that range are case-by-case based on parcel and scope.
For San Jacinto, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Mt. San Jacinto College, the Soboba Casino Resort, and the broader valley economy sustain a diverse renter base, which supports income-qualified DSCR loans.
Yes. It remains among the more affordable inland valley cities, which lowers entry costs and improves both flip margins and rental cash flow.
We do. Construction loans fit the remaining developable valley land, alongside our fix-and-flip and DSCR rental programs.
Typically 5 to 10 business days, and as fast as 5-7 when title and appraisal cooperate, since we lend directly and decide in-house.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT