San Leandro is a working urban city on the East Bay's Interstate 880 corridor, historically an industrial and manufacturing center now diversifying with tech-manufacturing and a revitalizing downtown near the BART station. Its economy blends light industry, logistics, and a commuter residential base, and the housing stock ranges from pre-war and postwar bungalows in Estudillo Estates and Bay-O-Vista to mid-century tracts and marina-adjacent homes near Marina Faire. Investors are drawn by affordable urban East Bay pricing relative to Oakland and San Francisco, aging value-add inventory, and steady tenant demand from a large regional workforce.
Fidelity Funding lends directly across the East Bay, underwriting the asset and the plan rather than income documents. We close in as little as five to seven business days, fund up to 90% of purchase plus 100% of rehab, and offer DSCR, multifamily, and small commercial programs suited to San Leandro's mixed fabric. Whether you are flipping an Estudillo Estates bungalow, repositioning a small commercial building near the 880 corridor, or holding a rental near Downtown San Leandro, our capital fits a diverse, jobs-driven market.
For a property in San Leandro, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown San Leandro, Bay-O-Vista, Marina Faire, Estudillo Estates and adjacent San Leandro submarkets.
Illustrative property value: $990K · Illustrative financing range: $644K – $1.24M · Programs to discuss: value-add multifamily bridge
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $644K to $1.24M range below is an illustration, not funded-loan history or an offer.
Options to discuss include value-add multifamily bridge, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We lend on single-family flips, ADU projects, small multifamily, small commercial, and DSCR rentals across Downtown, Bay-O-Vista, Marina Faire, and Estudillo Estates on an asset basis.
Yes. Given San Leandro's industrial and mixed-use fabric, our small commercial and multifamily programs suit repositioning near the I-880 corridor, sized to the asset.
Attainable pricing, BART access, and a large regional workforce drive steady tenant demand, and our DSCR loans qualify properties on that rental income.
As fast as five to seven business days once title and appraisal clear, because we are the direct lender making the decision.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT