San Leandro is a working urban city on the East Bay's Interstate 880 corridor, historically an industrial and manufacturing center now diversifying with tech-manufacturing and a revitalizing downtown near the BART station. Its economy blends light industry, logistics, and a commuter residential base, and the housing stock ranges from pre-war and postwar bungalows in Estudillo Estates and Bay-O-Vista to mid-century tracts and marina-adjacent homes near Marina Faire. Investors are drawn by affordable urban East Bay pricing relative to Oakland and San Francisco, aging value-add inventory, and steady tenant demand from a large regional workforce.
Fidelity Funding lends directly across the East Bay, underwriting the asset and the plan rather than income documents. We close in as little as five to seven business days, fund up to 90% of purchase plus 100% of rehab, and offer DSCR, multifamily, and small commercial programs suited to San Leandro's mixed fabric. Whether you are flipping an Estudillo Estates bungalow, repositioning a small commercial building near the 880 corridor, or holding a rental near Downtown San Leandro, our capital fits a diverse, jobs-driven market.
Value-add multifamily drives the bulk of investor activity in San Leandro, with typical building basis tracking near the $990K per-unit benchmark.
We size San Leandro bridge loans against in-place income with a realistic stabilization plan that survives both rent-control rules and tenant-relocation logistics. Local pocket coverage includes Downtown San Leandro, Bay-O-Vista, Marina Faire, Estudillo Estates and adjacent San Leandro submarkets.
Estimated local median: $990K · Typical loan range: $644K – $1.24M · Top program: value-add multifamily bridge
Most San Leandro private money loans we fund range from $644K to $1.24M, sized against an estimated local median around $990K. Loans outside that range are case-by-case based on parcel and scope.
For San Leandro, our highest-volume program is value-add multifamily bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
We lend on single-family flips, ADU projects, small multifamily, small commercial, and DSCR rentals across Downtown, Bay-O-Vista, Marina Faire, and Estudillo Estates on an asset basis.
Yes. Given San Leandro's industrial and mixed-use fabric, our small commercial and multifamily programs suit repositioning near the I-880 corridor, sized to the asset.
Attainable pricing, BART access, and a large regional workforce drive steady tenant demand, and our DSCR loans qualify properties on that rental income.
As fast as five to seven business days once title and appraisal clear, because we are the direct lender making the decision.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT