San Luis Obispo is a premier suburban community in San Luis Obispo County, with strong demand for luxury single-family, top-rated schools, and consistent investor and owner-user activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for San Luis Obispo borrowers across fix and flip, rental, and small commercial scenarios.
San Luis Obispo draws move-up buyers from across California, and luxury fix-and-flip projects here regularly trade above the $1.28M median once renovated.
Typical San Luis Obispo deals pair acquisition bridge capital with a rehab tranche sized to the local finish standard, exiting to a move-up family buyer drawn by school-district demand. Local pocket coverage includes Downtown SLO, Cal Poly area, Edna Valley, Foothill and adjacent San Luis Obispo submarkets.
Estimated local median: $1.28M · Typical loan range: $831K – $1.6M · Top program: high-balance fix-and-flip and bridge
Most San Luis Obispo private money loans we fund range from $831K to $1.6M, sized against an estimated local median around $1.28M. Loans outside that range are case-by-case based on parcel and scope.
For San Luis Obispo, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most San Luis Obispo hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in San Luis Obispo.
Yes. DSCR loans are well-suited to San Luis Obispo's rental market.
Yes. We regularly fund high-dollar rehab projects throughout San Luis Obispo.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT