San Marcos is an established suburban market in San Diego County with strong owner-user and investor demand, deep single-family inventory, and steady rental absorption.
Fidelity Funding provides hard money loans, private money, and bridge financing for San Marcos borrowers across fix and flip, rental, and small commercial scenarios.
San Marcos fits the classic suburban California fix-and-flip profile: a $836K median, predictable comp sets, and a deep first-time-buyer pool.
Most San Marcos loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets. Local pocket coverage includes San Elijo Hills, Lake San Marcos, Old California, University District, Twin Oaks, Discovery Hills and adjacent San Marcos submarkets.
Estimated local median: $836K · Typical loan range: $543K – $1.04M · Top program: fix-and-flip and DSCR rental
Most San Marcos private money loans we fund range from $543K to $1.04M, sized against an estimated local median around $836K. Loans outside that range are case-by-case based on parcel and scope.
For San Marcos, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most San Marcos hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in San Marcos.
Yes. DSCR loans are well-suited to San Marcos's rental market.
Yes. We regularly close San Marcos loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT