San Pablo is a dense urban market in Contra Costa County with strong rental demand, value-add multifamily inventory, and consistent commercial activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for San Pablo borrowers across fix and flip, rental, and small commercial scenarios.
Value-add multifamily drives the bulk of investor activity in San Pablo, with typical building basis tracking near the $765K per-unit benchmark.
We size San Pablo bridge loans against in-place income with a realistic stabilization plan that survives both rent-control rules and tenant-relocation logistics. Local pocket coverage includes Downtown San Pablo, Old Town, San Pablo Avenue corridor, Rumrill and adjacent San Pablo submarkets.
Estimated local median: $765K · Typical loan range: $497K – $956K · Top program: value-add multifamily bridge
Most San Pablo private money loans we fund range from $497K to $956K, sized against an estimated local median around $765K. Loans outside that range are case-by-case based on parcel and scope.
For San Pablo, our highest-volume program is value-add multifamily bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most San Pablo hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in San Pablo.
Yes. DSCR loans are well-suited to San Pablo's rental market.
Yes. We regularly fund small multifamily acquisitions and bridge financing throughout San Pablo.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT