Scotts Valley is a premier suburban community in Santa Cruz County, with strong demand for luxury single-family, top-rated schools, and consistent investor and owner-user activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for Scotts Valley borrowers across fix and flip, rental, and small commercial scenarios.
Scotts Valley draws move-up buyers from across California, and luxury fix-and-flip projects here regularly trade above the $1.86M median once renovated.
Typical Scotts Valley deals pair acquisition bridge capital with a rehab tranche sized to the local finish standard, exiting to a move-up family buyer drawn by school-district demand. Local pocket coverage includes Downtown Scotts Valley, Skypark, Mountain View, Glenwood and adjacent Scotts Valley submarkets.
Estimated local median: $1.86M · Typical loan range: $1.21M – $2.33M · Top program: high-balance fix-and-flip and bridge
Most Scotts Valley private money loans we fund range from $1.21M to $2.33M, sized against an estimated local median around $1.86M. Loans outside that range are case-by-case based on parcel and scope.
For Scotts Valley, our highest-volume program is high-balance fix-and-flip and bridge. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Scotts Valley hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Scotts Valley.
Yes. DSCR loans are well-suited to Scotts Valley's rental market.
Yes. We regularly fund high-dollar rehab projects throughout Scotts Valley.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT