Seaside is a coastal market in Monterey County with steady year-round demand, strong rental absorption, and consistent investor activity across single-family and small commercial product.
Fidelity Funding provides hard money loans, private money, and bridge financing for Seaside borrowers across fix and flip, rental, and small commercial scenarios.
Seaside blends a working coastal community with a steady second-home buyer pool, creating consistent absorption for renovated inventory in the $1.02M range.
Most Seaside loans we fund are sized for cosmetic-plus-kitchens rehabs, with an STR DSCR refi takeout sized to peak-season nightly rates. Local pocket coverage includes Downtown Seaside, Del Monte Heights, Hilltop, Monterey Pines and adjacent Seaside submarkets.
Estimated local median: $1.02M · Typical loan range: $666K – $1.28M · Top program: fix-and-flip and short-term rental DSCR
Most Seaside private money loans we fund range from $666K to $1.28M, sized against an estimated local median around $1.02M. Loans outside that range are case-by-case based on parcel and scope.
For Seaside, our highest-volume program is fix-and-flip and short-term rental DSCR. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Seaside hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Seaside.
Yes. DSCR loans are well-suited to Seaside's rental market.
Yes. We regularly close Seaside loans under LLCs and other corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT