South Lake Tahoe is a mountain resort market in El Dorado County with strong short-term rental demand, scarce inventory, and consistent investor activity.
Fidelity Funding provides hard money loans, private money, and bridge financing for South Lake Tahoe borrowers across fix and flip, rental, and small commercial scenarios.
Mountain STR cash flow drives investor activity in South Lake Tahoe; properties around the $544K median often DSCR-qualify based on peak-season nightly rates.
We structure South Lake Tahoe loans with weather-window buffers so rehab draws align with the local construction calendar. Local pocket coverage includes Stateline, Heavenly Village, Tahoe Keys, Bijou and adjacent South Lake Tahoe submarkets.
Estimated local median: $544K · Typical loan range: $354K – $680K · Top program: STR DSCR and rehab
Most South Lake Tahoe private money loans we fund range from $354K to $680K, sized against an estimated local median around $544K. Loans outside that range are case-by-case based on parcel and scope.
For South Lake Tahoe, our highest-volume program is STR DSCR and rehab. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most South Lake Tahoe hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in South Lake Tahoe.
Yes. DSCR loans are well-suited to South Lake Tahoe's rental market.
Yes. Our DSCR program qualifies South Lake Tahoe short-term rentals using platform income data.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT