Stockton's strategic location and expanding logistics sector have made it a vital part of the Northern California economy. The city offers exceptional affordability compared to the Bay Area, creating strong cash flow opportunities for investors.
Fidelity Funding is deeply active in the Stockton market. We provide the hard money and private capital needed to acquire distressed inventory, execute the BRRRR strategy, and build strong rental portfolios.
Stockton is a steady California submarket where owner-user comp sets are clean, appraisals turn quickly, and $494K-band fix-and-flip inventory absorbs reliably.
Investor exits in Stockton skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $494K median for downside protection. Local pocket coverage includes Brookside, Lincoln Village, Spanos Park, Weston Ranch, Downtown Stockton, Morada and adjacent Stockton submarkets.
Estimated local median: $494K · Typical loan range: $321K – $618K · Top program: fix-and-flip and DSCR rental
Most Stockton private money loans we fund range from $321K to $618K, sized against an estimated local median around $494K. Loans outside that range are case-by-case based on parcel and scope.
For Stockton, our highest-volume program is fix-and-flip and DSCR rental. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Yes, properties in revitalizing areas like Downtown are excellent targets for our loans.
Excellent. The low acquisition costs allow for strong cash flow once the property is stabilized.
Absolutely. Once stabilized, we can refinance your property into a long-term DSCR loan.
Yes, we provide bridge capital for retail, industrial, and office properties in the region.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT