Twentynine Palms is a High Desert market in San Bernardino County with affordable inventory, strong rental demand, and consistent investor activity along major Southern California logistics corridors.
Fidelity Funding provides hard money loans, private money, and bridge financing for Twentynine Palms borrowers across fix and flip, rental, and small commercial scenarios.
Twentynine Palms is part of the high-desert corridor in California, where DSCR rental yields run high relative to the $358K entry basis.
Investor exits in Twentynine Palms usually involve a DSCR refi once the property is leased — we structure bridge loans so the refi takeout pencils on day one. Local pocket coverage includes Downtown 29 Palms, Indian Cove, Smoke Tree, Joshua Tree border and adjacent Twentynine Palms submarkets.
Estimated local median: $358K · Typical loan range: $232K – $447K · Top program: DSCR rental and fix-and-flip
Most Twentynine Palms private money loans we fund range from $232K to $447K, sized against an estimated local median around $358K. Loans outside that range are case-by-case based on parcel and scope.
For Twentynine Palms, our highest-volume program is DSCR rental and fix-and-flip. We also fund bridge, construction, commercial, and DSCR rental scenarios in this market.
Most Twentynine Palms hard money loans close in 5 to 10 business days.
Yes. Fix and flip is one of our most-funded loan types in Twentynine Palms.
Yes. DSCR loans are well-suited to Twentynine Palms's rental market.
Yes. Twentynine Palms and the broader High Desert are core markets for our hard money lending.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT