Upland sits against the San Gabriel foothills with a genuine sense of place, from the historic, tree-lined blocks of Downtown Upland and its Euclid Avenue median to the upscale, view-driven homes climbing toward San Antonio Heights and Foothill Knolls. The city blends early-1900s craftsman and Spanish-revival housing near the core with mid-century ranch neighborhoods around Magnolia and newer construction in North Upland, all supported by a stable, higher-income base of commuters and professionals. Values run above much of the Inland Empire, so renovation quality and finish level matter as much as basis.
Fidelity Funding lends directly in Upland and understands both its heritage housing and its premium foothill pockets. We can underwrite a downtown craftsman restoration, a Magnolia-area flip, or a San Antonio Heights value-add on the property and your exit rather than income paperwork. As a direct lender since 2006 we close in five to ten business days, fund up to 90% of cost plus 100% of rehab, and lend to 75% of after-repair value, which suits Upland's higher price points. For DSCR holds and bridge needs, a decision-maker is reachable directly at (877) 300-3007.
For a property in Upland, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Upland, North Upland, San Antonio Heights, Euclid, Foothill Knolls, Magnolia and adjacent Upland submarkets.
Illustrative property value: $523K · Illustrative financing range: $340K – $653K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $340K to $653K range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
Yes. We fund restorations of older craftsman and Spanish-revival homes in and around Downtown Upland, covering up to 100% of rehab so you can bring back period detail buyers pay for.
Absolutely. Our loans run to $50M and we lend to 75% ARV, which fits view-lot and larger foothill projects in San Antonio Heights and Foothill Knolls.
As fast as five to seven business days. Because we are a direct lender, you can present a strong, fast offer on competitive Euclid or North Upland properties.
Yes. Our DSCR program qualifies on the property's rent, which works well for holds in Magnolia, North Upland, and South Upland where tenant demand is steady.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT