Vacaville sits on Interstate 80 between Fairfield and Davis in Solano County, a suburban city that grew from an agricultural town famed for its fruit orchards into a biotech and distribution center, home to major Genentech operations and the popular Vacaville outlet malls. Its central location and relative affordability draw commuters headed to both the Bay Area and Sacramento. Downtown Vacaville keeps a revitalized historic core, Browns Valley offers established and upscale homes in the western hills, North Orchard and newer tracts add family housing, and Cherry Glen holds semi-rural and larger-lot residential. A strong job base and varied stock keep the market healthy.
Fidelity Funding is a direct, asset-based lender, so a Vacaville investor works with the people who approve the loan rather than a distant committee. We underwrite the property and the exit instead of a thick income file, and we routinely close in five to ten business days. Whether you are flipping an older Downtown Vacaville home, holding a DSCR rental for biotech and commuter tenants, or repositioning a Browns Valley property, our capital keeps pace with this growing Solano market.
For a property in Vacaville, California, start with the purchase price, scope of work, current comparable sales, and planned exit. Local conditions vary by parcel and should be verified before making an offer.
Discuss acquisition, rehab, and rental financing with a loan officer. Program suitability depends on the property and borrower rather than the city name alone. Local pocket coverage includes Downtown Vacaville, Browns Valley, North Orchard, Cherry Glen and adjacent Vacaville submarkets.
Illustrative property value: $546K · Illustrative financing range: $355K – $683K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples use a county reference value and a property-market multiplier. They are not measured city medians, current market quotes, appraisals, or evidence of loans funded. Actual loan sizing depends on the property, acquisition and rehab costs, and underwriting.
Loan sizing depends on property valuation, acquisition and rehab costs, borrower qualifications, and program limits. The $355K to $683K range below is an illustration, not funded-loan history or an offer.
Options to discuss include fix-and-flip and DSCR rental, subject to eligibility and underwriting. A loan officer can review whether bridge, construction, commercial, or DSCR financing fits your property and exit strategy.
We lend on flips, multifamily, DSCR rentals, bridge, and small commercial across Downtown Vacaville, Browns Valley, North Orchard, and Cherry Glen, underwriting on the asset.
Biotech employment and dual-metro commuting keep rental demand steady, and we qualify DSCR loans on the property's cash flow rather than your income.
Yes. We finance larger-lot and semi-rural property where zoning and access support a clear residential exit, focusing on the collateral.
As fast as five to seven business days once title and valuation clear. As a direct lender, we control funding rather than waiting on a bank.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT