Bridge the gap with fast, flexible commercial capital up to $50 Million.
Commercial real estate transactions are complex, and traditional commercial lending is notoriously slow. When you need to close quickly to secure an asset, buy out a partner, or meet a strict 1031 exchange deadline, a conventional bank won't move fast enough.
Fidelity Funding provides rapid commercial bridge loans across California. We specialize in providing the short-term liquidity needed to stabilize an asset, complete tenant improvements, or simply execute a fast acquisition.
We lend on Multifamily, Mixed-Use, Retail, Office, Industrial, and special purpose properties. Because we underwrite based on the asset's potential and your business plan—rather than strict current historical DSCR—we can fund value-add projects that banks reject.
Secure the asset today, execute your value-add strategy, and refinance into permanent debt on your own schedule.
It is a short-term loan (typically 12-36 months) used to acquire or refinance a commercial property quickly, providing time to stabilize the asset (e.g., lease up vacancies, renovate) before securing long-term debt.
No. We specialize in value-add properties that may have high vacancy rates. We underwrite based on the stabilized pro-forma value.
Yes, we can structure the loan with a holdback for CapEx, renovations, and Tenant Improvements, released via draws as work is completed.
We typically lend up to 70-75% LTV on commercial assets, depending on the property type, location, and sponsor strength.
Yes, for larger commercial transactions with strong metrics, we offer non-recourse financing options with standard bad-boy carve-outs.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT