The East Bay offers a diverse landscape for real estate investors, ranging from the urban density of Oakland and Berkeley to the suburban appeal of Fremont and Pleasanton. Alameda County's proximity to San Francisco, combined with its own strong economic engines, creates a resilient investment environment.
Fidelity Funding delivers the speed and flexibility East Bay investors need. Whether you are executing a historic rehab in Oakland, developing infill housing in Berkeley, or acquiring a stabilized multifamily asset, our private money programs are structured for success.
Standard suburban product in Alameda County accounts for the bulk of our local volume — the median is around $1.1M and fix-and-flip deals here close on schedule.
Typical Alameda County deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer.
County median home value: $1.1M · Typical loan range: $660K – $1.54M · Top program: fix-and-flip and DSCR rental
Across Alameda County, our typical private money loans range from $660K to $1.54M, sized against a county median of $1.1M. Larger commercial and multifamily scenarios are sized separately.
In Alameda County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes, properties near UC Berkeley and other institutions are excellent candidates for our DSCR rental loan programs.
Yes, we evaluate the asset based on current cash flows and the legal value-add strategy, though local rent control ordinances are factored into the underwriting.
Yes, we provide bridge capital for retail, office, and industrial properties throughout Oakland and Alameda County.
In the Bay Area, we typically receive commercial and residential appraisals within 5-7 days.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT