The East Bay offers a diverse landscape for real estate investors, ranging from the urban density of Oakland and Berkeley to the suburban appeal of Fremont and Pleasanton. Alameda County's proximity to San Francisco, combined with its own strong economic engines, creates a resilient investment environment.
Fidelity Funding delivers the speed and flexibility East Bay investors need. Whether you are executing a historic rehab in Oakland, developing infill housing in Berkeley, or acquiring a stabilized multifamily asset, our private money programs are structured for success.
Financing in Alameda County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $1.1M · Illustrative financing range: $660K – $1.54M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $660K to $1.54M range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes, properties near UC Berkeley and other institutions are excellent candidates for our DSCR rental loan programs.
Yes, we evaluate the asset based on current cash flows and the legal value-add strategy, though local rent control ordinances are factored into the underwriting.
Yes, we provide bridge capital for retail, office, and industrial properties throughout Oakland and Alameda County.
In the Bay Area, we typically receive commercial and residential appraisals within 5-7 days.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT