Alpine County is California's least-populous county, roughly 1,200+ residents scattered across a rugged high-Sierra landscape of ski terrain, national forest, and tiny communities like Markleeville, the county seat, plus the resort areas around Kirkwood and Bear Valley. There are no incorporated cities and no traffic lights; the economy runs almost entirely on recreation and tourism, from winter skiing to summer hiking, fishing, and the natural hot springs near Markleeville. The median home value near $465,000 reflects mountain and resort demand across an extremely limited housing supply. Investors here work ski-cabin and vacation-rental value-add, mountain-home flips, and the rare small lodging or commercial property serving the county's outdoor-recreation visitors.
Fidelity Funding Corp has funded California real estate directly since 2006, and even the state's smallest county falls within our statewide reach. As a direct lender we underwrite each property on its own merits and close fix-and-flip, bridge, DSCR, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're renovating a Kirkwood ski cabin for short-term rental, flipping a Markleeville home, or bridging a high-Sierra acquisition, we deliver fast, certain funding in a rural mountain market many lenders overlook. Call (877) 300-3007.
Standard suburban product in Alpine County accounts for the bulk of our local volume — the median is around $465K and fix-and-flip deals here close on schedule.
Typical Alpine County deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer.
County median home value: $465K · Typical loan range: $279K – $651K · Top program: fix-and-flip and DSCR rental
Across Alpine County, our typical private money loans range from $279K to $651K, sized against a county median of $465K. Larger commercial and multifamily scenarios are sized separately.
In Alpine County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes. We fund throughout California, including its smallest and most rural counties. As a direct lender we underwrite each property on its own merits, so Alpine's remote high-Sierra location isn't a barrier when the numbers work.
We can. Recreation demand supports short-term rental income in Alpine's resort areas, and our DSCR program can underwrite the property value and rental performance, qualifying on cash flow rather than tax returns.
Scarce inventory tends to support value, which helps our underwriting. As a direct lender we control our own capital and can close quickly when a rare listing comes to market. We size each loan to the specific deal.
Typically 5 to 10 business days once we have the contract, a value opinion, and your documents. Rates start at 9.99% on loans from $50K to $50M. Call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT