Alpine County is California's least-populous county, roughly 1,200+ residents scattered across a rugged high-Sierra landscape of ski terrain, national forest, and tiny communities like Markleeville, the county seat, plus the resort areas around Kirkwood and Bear Valley. There are no incorporated cities and no traffic lights; the economy runs almost entirely on recreation and tourism, from winter skiing to summer hiking, fishing, and the natural hot springs near Markleeville. The median home value near $465,000 reflects mountain and resort demand across an extremely limited housing supply. Investors here work ski-cabin and vacation-rental value-add, mountain-home flips, and the rare small lodging or commercial property serving the county's outdoor-recreation visitors.
Fidelity Funding Corp has funded California real estate directly since 2006, and even the state's smallest county falls within our statewide reach. As a direct lender we underwrite each property on its own merits and close fix-and-flip, bridge, DSCR, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're renovating a Kirkwood ski cabin for short-term rental, flipping a Markleeville home, or bridging a high-Sierra acquisition, we deliver fast, certain funding in a rural mountain market many lenders overlook. Call (877) 300-3007.
Financing in Alpine County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $465K · Illustrative financing range: $279K – $651K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $279K to $651K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes. We fund throughout California, including its smallest and most rural counties. As a direct lender we underwrite each property on its own merits, so Alpine's remote high-Sierra location isn't a barrier when the numbers work.
We can. Recreation demand supports short-term rental income in Alpine's resort areas, and our DSCR program can underwrite the property value and rental performance, qualifying on cash flow rather than tax returns.
Scarce inventory tends to support value, which helps our underwriting. As a direct lender we control our own capital and can close quickly when a rare listing comes to market. We size each loan to the specific deal.
Typically 5 to 10 business days once we have the contract, a value opinion, and your documents. Rates start at 9.99% on loans from $50K to $50M. Call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT