Amador County is a Gold Country market with historic single-family inventory, established downtowns, strong tourism, and consistent investor activity in residential and small commercial property.
Fidelity Funding provides hard money and bridge financing for Amador County investors across historic-home rehabs, STR acquisitions, and downtown commercial repositioning.
Amador County is a steady Amador County submarket where owner-user comp sets are clean, appraisals turn quickly, and $430K-band fix-and-flip inventory absorbs reliably.
Investor exits in Amador County skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $430K median for downside protection.
County median home value: $430K · Typical loan range: $258K – $602K · Top program: fix-and-flip and DSCR rental
Across Amador County, our typical private money loans range from $258K to $602K, sized against a county median of $430K. Larger commercial and multifamily scenarios are sized separately.
In Amador County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes. Historic-home rehabs are common in Amador County and well-suited to our hard money program.
Yes. Our DSCR program qualifies Amador County STRs using platform income data.
Yes. We regularly close Amador County loans under LLCs and other corporate entities.
Most Amador County hard money loans close in 5 to 10 business days.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT