Amador County is a small Gold Country county in the central Sierra foothills, roughly 41,000+ residents across the historic towns of Jackson, Sutter Creek, Plymouth, and Ione. Its economy blends Shenandoah Valley wineries and tasting rooms, Gold Rush heritage tourism, agriculture and ranching, and gaming at the Jackson Rancheria casino, a major regional employer. The median home value near $430,000 keeps the county affordable, with a deep stock of historic and older homes in its walkable downtowns. Investors work value-add flips and restorations of period homes in Sutter Creek and Jackson, wine-country and vacation rentals near Plymouth's Shenandoah Valley, and small commercial serving heritage tourism along the Highway 49 corridor.
Fidelity Funding Corp has funded California real estate directly since 2006, and Amador County's wine tourism, historic housing, and affordability give investors clear value-add angles. As a direct lender we close fix-and-flip, bridge, DSCR, construction, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're restoring a Sutter Creek Victorian, financing a Shenandoah Valley vacation rental, or bridging a Jackson acquisition, we underwrite on the deal's merits and close with certainty. Call (877) 300-3007.
Financing in Amador County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $430K · Illustrative financing range: $258K – $602K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $258K to $602K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes. The Plymouth-area wineries and tasting rooms draw steady tourism, supporting short-term and vacation rentals. Our DSCR program qualifies on the property's rental performance rather than your tax returns.
We do. Amador's Gold Country downtowns are full of period homes that reward careful restoration. We can lend up to 90% of cost plus 100% of rehab and 75% of after-repair value, funding your purchase and renovation in one loan.
Yes. We fund throughout California, and as a direct lender we underwrite each property on its own merits, so a small foothill county doesn't prevent us from closing when the deal works.
Typically 5 to 10 business days. Rates start at 9.99% on loans from $50K to $50M. Call (877) 300-3007 to discuss your Jackson or Sutter Creek project.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT