Amador County is a small Gold Country county in the central Sierra foothills, roughly 41,000+ residents across the historic towns of Jackson, Sutter Creek, Plymouth, and Ione. Its economy blends Shenandoah Valley wineries and tasting rooms, Gold Rush heritage tourism, agriculture and ranching, and gaming at the Jackson Rancheria casino, a major regional employer. The median home value near $430,000 keeps the county affordable, with a deep stock of historic and older homes in its walkable downtowns. Investors work value-add flips and restorations of period homes in Sutter Creek and Jackson, wine-country and vacation rentals near Plymouth's Shenandoah Valley, and small commercial serving heritage tourism along the Highway 49 corridor.
Fidelity Funding Corp has funded California real estate directly since 2006, and Amador County's wine tourism, historic housing, and affordability give investors clear value-add angles. As a direct lender we close fix-and-flip, bridge, DSCR, construction, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're restoring a Sutter Creek Victorian, financing a Shenandoah Valley vacation rental, or bridging a Jackson acquisition, we underwrite on the deal's merits and close with certainty. Call (877) 300-3007.
Amador County is a steady Amador County submarket where owner-user comp sets are clean, appraisals turn quickly, and $430K-band fix-and-flip inventory absorbs reliably.
Investor exits in Amador County skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $430K median for downside protection.
County median home value: $430K · Typical loan range: $258K – $602K · Top program: fix-and-flip and DSCR rental
Across Amador County, our typical private money loans range from $258K to $602K, sized against a county median of $430K. Larger commercial and multifamily scenarios are sized separately.
In Amador County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes. The Plymouth-area wineries and tasting rooms draw steady tourism, supporting short-term and vacation rentals. Our DSCR program qualifies on the property's rental performance rather than your tax returns.
We do. Amador's Gold Country downtowns are full of period homes that reward careful restoration. We can lend up to 90% of cost plus 100% of rehab and 75% of after-repair value, funding your purchase and renovation in one loan.
Yes. We fund throughout California, and as a direct lender we underwrite each property on its own merits, so a small foothill county doesn't prevent us from closing when the deal works.
Typically 5 to 10 business days. Rates start at 9.99% on loans from $50K to $50M. Call (877) 300-3007 to discuss your Jackson or Sutter Creek project.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT