FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Calaveras County

Calaveras County is a Gold Country market with historic single-family inventory, established downtowns, strong tourism, and consistent investor activity in residential and small commercial property.

Fidelity Funding provides hard money and bridge financing for Calaveras County investors across historic-home rehabs, STR acquisitions, and downtown commercial repositioning.

Calaveras County Market Brief

Standard suburban product in Calaveras County accounts for the bulk of our local volume — the median is around $420K and fix-and-flip deals here close on schedule.

Typical Calaveras County deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer.

Calaveras County Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

County median home value: $420K · Typical loan range: $252K – $588K · Top program: fix-and-flip and DSCR rental

Calaveras County Lender FAQs

What loan sizes are typical in Calaveras County?

Across Calaveras County, our typical private money loans range from $252K to $588K, sized against a county median of $420K. Larger commercial and multifamily scenarios are sized separately.

Which loan program is most common in Calaveras County?

In Calaveras County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.

Key Facts

  • Fix and flip loans for historic homes
  • Short-term rental DSCR loans
  • Bridge loans for downtown acquisitions
  • Commercial loans for historic property
  • Direct lender with statewide reach
  • Closings in 5-10 business days

Frequently Asked Questions

Do you fund historic-home rehabs in Calaveras County?

Yes. Historic-home rehabs are common in Calaveras County and well-suited to our hard money program.

Do you fund short-term rentals?

Yes. Our DSCR program qualifies Calaveras County STRs using platform income data.

Can I close under an LLC?

Yes. We regularly close Calaveras County loans under LLCs and other corporate entities.

How fast can you close?

Most Calaveras County hard money loans close in 5 to 10 business days.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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