Colusa County lies in the heart of the Sacramento Valley's rice belt, roughly 22,000+ residents in an intensely agricultural landscape anchored by the towns of Colusa, the county seat on the Sacramento River, and Williams at the Interstate 5 crossroads. Rice dominates here, alongside almonds, tomatoes, and other row crops, making Colusa one of the most farm-driven economies in the state, with waterfowl hunting on the wildlife refuges adding seasonal tourism. The median home value near $345,000 keeps housing affordable, built largely of older single-family homes, farmhouses, and workforce housing tied to the agricultural cycle. Investors work low-basis value-add flips, farmworker and workforce rentals, and small commercial along the I-5 corridor through Williams.
Fidelity Funding Corp has funded California real estate directly since 2006, and Colusa's affordability and steady agricultural rental base make it a dependable niche market for our lending. As a direct lender we close fix-and-flip, bridge, DSCR, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're rehabbing a Colusa home, holding a Williams rental, or bridging an agricultural-adjacent purchase, we underwrite quickly and fund with certainty in this rural rice-country market. Call (877) 300-3007.
Colusa County fits the classic suburban California fix-and-flip profile: a $345K median, predictable comp sets, and a deep first-time-buyer pool.
Most Colusa County loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets.
County median home value: $345K · Typical loan range: $207K – $483K · Top program: fix-and-flip and DSCR rental
Across Colusa County, our typical private money loans range from $207K to $483K, sized against a county median of $345K. Larger commercial and multifamily scenarios are sized separately.
In Colusa County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes. We fund throughout California, including intensely agricultural counties like Colusa. As a direct lender we underwrite each property on its own merits, so a rural location isn't a barrier when the numbers work.
It can be. Colusa and Williams hold older homes that renovate at a low basis, and our $50K minimum fits the county's price points. We lend up to 90% of cost plus 100% of rehab and 75% of after-repair value.
We do. The rice-and-row-crop economy supports steady workforce rental demand, and our DSCR loans qualify on rental income rather than tax returns, which suits buy-and-hold investors.
Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly even in rural rice country. Rates start at 9.99%; call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT