Colusa County lies in the heart of the Sacramento Valley's rice belt, roughly 22,000+ residents in an intensely agricultural landscape anchored by the towns of Colusa, the county seat on the Sacramento River, and Williams at the Interstate 5 crossroads. Rice dominates here, alongside almonds, tomatoes, and other row crops, making Colusa one of the most farm-driven economies in the state, with waterfowl hunting on the wildlife refuges adding seasonal tourism. The median home value near $345,000 keeps housing affordable, built largely of older single-family homes, farmhouses, and workforce housing tied to the agricultural cycle. Investors work low-basis value-add flips, farmworker and workforce rentals, and small commercial along the I-5 corridor through Williams.
Fidelity Funding Corp has funded California real estate directly since 2006, and Colusa's affordability and steady agricultural rental base make it a dependable niche market for our lending. As a direct lender we close fix-and-flip, bridge, DSCR, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're rehabbing a Colusa home, holding a Williams rental, or bridging an agricultural-adjacent purchase, we underwrite quickly and fund with certainty in this rural rice-country market. Call (877) 300-3007.
Financing in Colusa County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $345K · Illustrative financing range: $207K – $483K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $207K to $483K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes. We fund throughout California, including intensely agricultural counties like Colusa. As a direct lender we underwrite each property on its own merits, so a rural location isn't a barrier when the numbers work.
It can be. Colusa and Williams hold older homes that renovate at a low basis, and our $50K minimum fits the county's price points. We lend up to 90% of cost plus 100% of rehab and 75% of after-repair value.
We do. The rice-and-row-crop economy supports steady workforce rental demand, and our DSCR loans qualify on rental income rather than tax returns, which suits buy-and-hold investors.
Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly even in rural rice country. Rates start at 9.99%; call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT