FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Contra Costa County

Contra Costa County offers a diverse real estate landscape, from the affluent enclaves of Walnut Creek and Lafayette to the rapidly developing corridors in Antioch and Brentwood. It serves as a vital suburban release valve for the greater Bay Area, offering strong investment opportunities across the spectrum.

Fidelity Funding supports East Bay investors with tailored private capital. We fund luxury flips in the Lamorinda area, provide bridge loans for suburban commercial centers, and offer DSCR financing for the growing rental markets in the eastern county.

Contra Costa County Market Brief

Contra Costa County is a steady Contra Costa County submarket where owner-user comp sets are clean, appraisals turn quickly, and $850K-band fix-and-flip inventory absorbs reliably.

Investor exits in Contra Costa County skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $850K median for downside protection.

Contra Costa County Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

County median home value: $850K · Typical loan range: $510K – $1.19M · Top program: fix-and-flip and DSCR rental

Contra Costa County Lender FAQs

What loan sizes are typical in Contra Costa County?

Across Contra Costa County, our typical private money loans range from $510K to $1.19M, sized against a county median of $850K. Larger commercial and multifamily scenarios are sized separately.

Which loan program is most common in Contra Costa County?

In Contra Costa County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.

Key Facts

  • Funding for Lamorinda luxury flips
  • Capital for entry-level East County rehabs
  • Commercial bridge loans for retail centers
  • DSCR loans for suburban rental portfolios
  • Fast underwriting and reliable execution
  • Deep understanding of East Bay markets

Frequently Asked Questions

Do you fund projects in Antioch and Pittsburg?

Yes, East County is a strong market for affordable flips and rental properties, and we are highly active there.

Can I get a loan for a commercial plaza?

We offer bridge capital for retail and neighborhood commercial centers throughout Contra Costa County.

Is ADU construction popular here?

Yes, adding ADUs is a popular strategy across the county, and we provide the construction capital to complete them.

What are your typical closing times?

We consistently close Contra Costa deals in 5-7 business days once title is clear.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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