Del Norte County sits at California's far northwest corner, roughly 28,000+ residents anchored by Crescent City on a rugged Pacific coastline framed by redwood parks and the Smith River. Its economy rests on fishing and the harbor, timber, tourism drawn to Redwood National and State Parks, healthcare, and Pelican Bay State Prison as a major employer. The median home value near $310,000 makes Del Norte one of the most affordable coastal markets anywhere in California, with older housing stock in and around Crescent City offering low-basis entry. Investors here focus on affordable value-add flips, workforce rentals serving the harbor and prison economy, and small multifamily and commercial in a limited but steady market.
Fidelity Funding Corp is a direct California hard money lender that has operated since 2006, and we lend in even the state's most remote counties, including Del Norte. We close fix-and-flip, bridge, DSCR, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're rehabbing an older Crescent City home, adding a workforce rental, or bridging a purchase near the harbor, we underwrite the deal on its merits and fund with the certainty that's hard to find this far north. Call (877) 300-3007.
Financing in Del Norte County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $310K · Illustrative financing range: $186K – $434K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $186K to $434K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes. We fund throughout California, including remote counties like Del Norte. As a direct lender we underwrite each property on its own merits, so a location as far north as Crescent City doesn't prevent us from closing.
Not at all. Our minimum loan is $50K, which fits Del Norte's affordable price points, and a lower basis often means a flip or rental pencils more easily. We size the loan to the deal, not to a market average.
They can be. Employment from the harbor, Pelican Bay State Prison, and healthcare supports steady rental demand, and our DSCR loans qualify on rental income rather than tax returns, which suits buy-and-hold investors.
Typically 5 to 10 business days. Rates start at 9.99% on loans from $50K to $50M. Call (877) 300-3007 to discuss your Crescent City project.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT