Fresno County is the economic hub of the Central Valley, characterized by immense agricultural wealth, growing logistics sectors, and severe housing affordability relative to the rest of California. This environment creates unique opportunities for yield-focused investors.
Fidelity Funding brings specialized capital to Fresno County. We support residential flippers reviving older neighborhoods, investors scaling rental portfolios, and commercial operators needing bridge capital for industrial and retail assets in this vital central California market.
Fresno County is a steady Fresno County submarket where owner-user comp sets are clean, appraisals turn quickly, and $400K-band fix-and-flip inventory absorbs reliably.
Investor exits in Fresno County skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $400K median for downside protection.
County median home value: $400K · Typical loan range: $240K – $560K · Top program: fix-and-flip and DSCR rental
Across Fresno County, our typical private money loans range from $240K to $560K, sized against a county median of $400K. Larger commercial and multifamily scenarios are sized separately.
In Fresno County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
We primarily finance residential investment and standard commercial properties. We generally do not lend on raw agricultural land unless there is a significant commercial structure involved.
Our standard minimum is $100k, which generally aligns well with investment property price points in Fresno County.
Yes, we routinely provide financing for investors managing multiple concurrent projects.
Yes, an appraisal is required to verify the 'As-Is' condition and the projected After-Repair Value (ARV).
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT