Humboldt County combines coastal communities, timber-economy towns, and steady demand for affordable single-family, short-term rental, and small commercial product.
Fidelity Funding provides hard money and bridge financing for Humboldt County investors across rehab, STR, and small commercial scenarios.
Humboldt County fits the classic suburban California fix-and-flip profile: a $425K median, predictable comp sets, and a deep first-time-buyer pool.
Most Humboldt County loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets.
County median home value: $425K · Typical loan range: $255K – $595K · Top program: fix-and-flip and DSCR rental
Across Humboldt County, our typical private money loans range from $255K to $595K, sized against a county median of $425K. Larger commercial and multifamily scenarios are sized separately.
In Humboldt County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes. We fund hard money loans throughout Humboldt County, including remote coastal communities.
Yes. Our DSCR program qualifies Humboldt County STRs using platform income data.
Yes. We regularly close Humboldt County loans under LLCs and other corporate entities.
Most Humboldt County hard money loans close in 5 to 10 business days.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT