Kings County sits in the heart of the San Joaquin Valley southwest of Fresno, roughly 153,000+ residents anchored by Hanford, the county seat, along with Lemoore, Corcoran, and Avenal. Agriculture dominates the economy, with cotton, dairy, and row crops, while Naval Air Station Lemoore, one of the Navy's largest master jet bases, anchors a major military presence and steady rental demand, and state correctional facilities add further public-sector employment. The median home value near $310,000 makes Kings one of the more affordable markets in the valley, dominated by workforce housing and older single-family homes. Investors work Hanford and Lemoore value-add flips, NAS Lemoore military rentals, and workforce and DSCR rentals serving the agricultural and public-sector economy.
Fidelity Funding Corp has funded California real estate directly since 2006, and Kings County's military base, affordability, and steady rental demand fit our lending well. As a direct lender we close fix-and-flip, bridge, DSCR, construction, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're flipping a Hanford home, holding a rental near NAS Lemoore, or bridging a valley acquisition, we underwrite fast and fund reliably in this San Joaquin Valley market. Call (877) 300-3007.
Standard suburban product in Kings County accounts for the bulk of our local volume — the median is around $310K and fix-and-flip deals here close on schedule.
Typical Kings County deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer.
County median home value: $310K · Typical loan range: $186K – $434K · Top program: fix-and-flip and DSCR rental
Across Kings County, our typical private money loans range from $186K to $434K, sized against a county median of $310K. Larger commercial and multifamily scenarios are sized separately.
In Kings County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes. NAS Lemoore's personnel and families create reliable rental demand around Lemoore and Hanford, and our DSCR loans qualify on the property's rental income rather than tax returns, which suits buy-and-hold investors.
It can be. Hanford and Lemoore hold affordable homes that renovate at a low basis, and our $50K minimum fits the county's price points. We lend up to 90% of cost plus 100% of rehab and 75% of after-repair value.
We do. Agriculture and correctional employment support steady workforce rental demand, and our DSCR program qualifies on rental income rather than tax returns, which fits investors serving these tenants.
Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly in the San Joaquin Valley. Rates start at 9.99%; call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT