Kings County sits in the heart of the San Joaquin Valley southwest of Fresno, roughly 153,000+ residents anchored by Hanford, the county seat, along with Lemoore, Corcoran, and Avenal. Agriculture dominates the economy, with cotton, dairy, and row crops, while Naval Air Station Lemoore, one of the Navy's largest master jet bases, anchors a major military presence and steady rental demand, and state correctional facilities add further public-sector employment. The median home value near $310,000 makes Kings one of the more affordable markets in the valley, dominated by workforce housing and older single-family homes. Investors work Hanford and Lemoore value-add flips, NAS Lemoore military rentals, and workforce and DSCR rentals serving the agricultural and public-sector economy.
Fidelity Funding Corp has funded California real estate directly since 2006, and Kings County's military base, affordability, and steady rental demand fit our lending well. As a direct lender we close fix-and-flip, bridge, DSCR, construction, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're flipping a Hanford home, holding a rental near NAS Lemoore, or bridging a valley acquisition, we underwrite fast and fund reliably in this San Joaquin Valley market. Call (877) 300-3007.
Financing in Kings County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $310K · Illustrative financing range: $186K – $434K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $186K to $434K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes. NAS Lemoore's personnel and families create reliable rental demand around Lemoore and Hanford, and our DSCR loans qualify on the property's rental income rather than tax returns, which suits buy-and-hold investors.
It can be. Hanford and Lemoore hold affordable homes that renovate at a low basis, and our $50K minimum fits the county's price points. We lend up to 90% of cost plus 100% of rehab and 75% of after-repair value.
We do. Agriculture and correctional employment support steady workforce rental demand, and our DSCR program qualifies on rental income rather than tax returns, which fits investors serving these tenants.
Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly in the San Joaquin Valley. Rates start at 9.99%; call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT