FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Los Angeles County

Los Angeles County represents one of the most dynamic, high-value real estate markets in the world. From the coastal luxury of Santa Monica to the rapidly gentrifying neighborhoods of East LA, the diversity of submarkets provides endless opportunities for savvy real estate investors. However, the competitive nature of this market requires capital that moves as fast as the deals do.

Fidelity Funding provides specialized hard money and private money solutions tailored specifically for Los Angeles County. We understand the zoning complexities, the neighborhood-by-neighborhood valuation shifts, and the speed required to win bids. Our asset-based approach ensures that your project is evaluated on its merits and potential, not just arbitrary banking metrics.

Los Angeles County Market Brief

Los Angeles County fits the classic suburban California fix-and-flip profile: a $850K median, predictable comp sets, and a deep first-time-buyer pool.

Most Los Angeles County loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets.

Los Angeles County Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

County median home value: $850K · Typical loan range: $510K – $1.19M · Top program: fix-and-flip and DSCR rental

Los Angeles County Lender FAQs

What loan sizes are typical in Los Angeles County?

Across Los Angeles County, our typical private money loans range from $510K to $1.19M, sized against a county median of $850K. Larger commercial and multifamily scenarios are sized separately.

Which loan program is most common in Los Angeles County?

In Los Angeles County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.

Key Facts

  • Funding for luxury spec homes in the Hills
  • High-leverage fix and flip loans across the basin
  • Bridge financing for multifamily acquisitions
  • DSCR loans for stable cash-flow properties
  • Expertise in local zoning and ADU projects
  • Rapid closings in 5-7 days

Frequently Asked Questions

Do you fund luxury flips in Los Angeles?

Yes, we specialize in high-dollar fix and flips in areas like Beverly Hills, Bel Air, and the Hollywood Hills, offering competitive leverage on multi-million dollar projects.

Are ADU construction loans available?

Yes, we provide financing for ground-up ADU construction or conversion projects, often paired with a primary residence renovation.

How fast can you close a deal in LA?

With clear title and rapid appraisal turnaround, we consistently close Los Angeles deals within 5 to 7 business days.

Do you finance commercial property in LA County?

Absolutely. We offer bridge and hard money loans for retail, industrial, and office properties throughout the county.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

Submit a scenario online →