Marin County sits just north of the Golden Gate Bridge, a wealthy enclave of roughly 262,000+ residents spread across San Rafael, Novato, Mill Valley, Sausalito, Tiburon, and the coastal towns fronting Point Reyes. Protected open space, strict growth controls, and a limited housing supply have pushed the median home value toward $1.5M, and much of the inventory is older mid-century and hillside homes ripe for high-end renovation. Investors here focus on luxury flips, structural and view-oriented remodels, teardown-rebuilds on premium lots, and boutique multifamily near the Highway 101 corridor and SMART rail stations. Because entitlement and permitting can be slow and construction expensive, projects live and die on carrying costs and flexible timelines.
Fidelity Funding Corp is a direct hard money lender that has funded California real estate since 2006, and we know how to underwrite Marin's high-value, low-turnover market. We close bridge, fix-and-flip, construction, DSCR, and small commercial loans in as little as 5 to 10 business days, lending our own capital from $50K to $50M with rates from 9.99% and leverage up to 90% of cost plus 100% of rehab. Whether you're rebuilding a Mill Valley hillside home or bridging the purchase of a Novato rental, we give you fast, certain funding and terms long enough to finish premium work. Reach us at (877) 300-3007.
Financing in Marin County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $1.5M · Illustrative financing range: $900K – $2.1M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $900K to $2.1M range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes. We fund ground-up construction and major reconstruction on Marin's steep, view-oriented lots. We underwrite the completed value and can lend up to 90% of cost plus the full build budget, structuring draws and interest reserves to carry the project through a long permitting and construction cycle.
We plan for it. Marin's entitlement process can be lengthy, so we set terms and interest reserves with enough runway to reach completion, and we can extend where a project justifies it. That flexibility keeps carrying costs manageable on high-value builds.
Usually 5 to 10 business days. As a direct lender we underwrite the property and your exit ourselves, so you can secure a scarce Mill Valley or Sausalito listing fast, then refinance into permanent debt once value is stabilized.
From $50K up to $50M, which covers everything from a modest Novato rental to a large luxury build in Tiburon. Rates start at 9.99% depending on leverage and experience. Call (877) 300-3007 for terms.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT