Mariposa County sits in the Sierra Nevada foothills as the primary western gateway to Yosemite National Park, roughly 17,000+ residents spread across the historic Gold Rush town of Mariposa, plus Coulterville, El Portal, and Fish Camp near the park's south entrance. Tourism drives the economy here, with millions of Yosemite visitors each year fueling demand for lodging, cabins, and short-term rentals, alongside ranching, timber, and a strong Gold Country heritage tradition. The median home value near $435,000 reflects the pull of a mountain lifestyle and vacation-property demand across largely rural, forested terrain. Investors focus on vacation and short-term rentals near the park, cabin and mountain-home flips, and value-add on the county's aging housing stock.
Fidelity Funding Corp has funded California real estate directly since 2006, and Mariposa's Yosemite-driven tourism economy is a natural fit for our lending. As a direct lender we close fix-and-flip, bridge, DSCR, construction, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're renovating a cabin for short-term rental near Fish Camp, flipping an older home in Mariposa, or bridging a mountain-property purchase, we underwrite the deal on its merits and fund fast in this rural gateway market. Call (877) 300-3007.
Standard suburban product in Mariposa County accounts for the bulk of our local volume — the median is around $435K and fix-and-flip deals here close on schedule.
Typical Mariposa County deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer.
County median home value: $435K · Typical loan range: $261K – $609K · Top program: fix-and-flip and DSCR rental
Across Mariposa County, our typical private money loans range from $261K to $609K, sized against a county median of $435K. Larger commercial and multifamily scenarios are sized separately.
In Mariposa County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes. Yosemite's visitor volume supports strong short-term rental income near the gateway communities, and our DSCR program can underwrite the property value and rental performance, qualifying on cash flow rather than tax returns.
We do. Cabins and mountain homes are core to the Mariposa market, and as a direct lender we underwrite each property on its merits, funding fix-and-flip and bridge deals where the value and exit support the loan.
Up to 90% of purchase cost plus 100% of rehab and 75% of after-repair value on qualifying deals, so you can buy and renovate with less cash out of pocket. Rates start at 9.99%.
Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly even in a rural Sierra gateway market. Call (877) 300-3007 for a same-day quote.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT