Mono County is a High Desert and Eastern Sierra market with affordable inventory, scarce buildable land, strong rental demand, and consistent investor activity.
Fidelity Funding provides hard money and bridge financing for Mono County investors across single-family rehabs, STR acquisitions, and small commercial scenarios.
Standard suburban product in Mono County accounts for the bulk of our local volume — the median is around $595K and fix-and-flip deals here close on schedule.
Typical Mono County deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer.
County median home value: $595K · Typical loan range: $357K – $833K · Top program: fix-and-flip and DSCR rental
Across Mono County, our typical private money loans range from $357K to $833K, sized against a county median of $595K. Larger commercial and multifamily scenarios are sized separately.
In Mono County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes. Mono County is a core market for our hard money lending.
Yes. Our DSCR program qualifies Mono County STRs using platform income data.
Yes. We regularly close Mono County loans under LLCs and other corporate entities.
Most Mono County hard money loans close in 5 to 10 business days.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT