FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Nevada County

Nevada County is a Sierra Nevada market with mountain resort communities, strong short-term rental demand, scarce inventory, and consistent investor activity.

Fidelity Funding provides hard money and bridge financing for Nevada County investors across cabin rehabs, STR acquisitions, and luxury repositioning.

Nevada County Market Brief

Nevada County is a steady Nevada County submarket where owner-user comp sets are clean, appraisals turn quickly, and $525K-band fix-and-flip inventory absorbs reliably.

Investor exits in Nevada County skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $525K median for downside protection.

Nevada County Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

County median home value: $525K · Typical loan range: $315K – $735K · Top program: fix-and-flip and DSCR rental

Nevada County Lender FAQs

What loan sizes are typical in Nevada County?

Across Nevada County, our typical private money loans range from $315K to $735K, sized against a county median of $525K. Larger commercial and multifamily scenarios are sized separately.

Which loan program is most common in Nevada County?

In Nevada County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.

Key Facts

  • Fix and flip loans for cabins and mountain homes
  • Short-term rental DSCR loans
  • Bridge loans for resort acquisitions
  • Commercial loans for downtown property
  • Direct lender with statewide reach
  • Closings in 5-10 business days

Frequently Asked Questions

Do you fund short-term rentals in Nevada County?

Yes. Our DSCR program qualifies Nevada County STRs using platform income data.

Do you lend on cabin and mountain property?

Yes. Cabin and mountain-home rehabs are common in Nevada County.

Can I close under an LLC?

Yes. We regularly close Nevada County loans under LLCs and other corporate entities.

How fast can you close?

Most Nevada County hard money loans close in 5 to 10 business days.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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