Orange County is synonymous with premium real estate. With a robust economy, excellent schools, and highly desirable coastal communities, OC attracts high-net-worth individuals and serious real estate developers alike. The market demands precision, high capital deployment, and reliable execution.
Fidelity Funding supports Orange County investors with flexible private money programs designed for high-value assets. Whether you're executing a coastal tear-down in Newport Beach or stabilizing a commercial center in Irvine, our deep capital reserves and localized expertise make us the premier lending partner in the region.
Orange County is a steady Orange County submarket where owner-user comp sets are clean, appraisals turn quickly, and $1.1M-band fix-and-flip inventory absorbs reliably.
Investor exits in Orange County skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $1.1M median for downside protection.
County median home value: $1.1M · Typical loan range: $660K – $1.54M · Top program: fix-and-flip and DSCR rental
Across Orange County, our typical private money loans range from $660K to $1.54M, sized against a county median of $1.1M. Larger commercial and multifamily scenarios are sized separately.
In Orange County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
We regularly fund loans up to $25M+ in Orange County for qualified projects and sponsors.
Yes, coastal properties are highly desirable assets, and we aggressively fund acquisitions and construction in these areas.
Yes, an appraisal or broker price opinion (BPO) is required to establish the As-Is and After-Repair Value (ARV).
Yes, many investors use our bridge loans to acquire and stabilize a property before refinancing into a long-term DSCR loan.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT