Placer County is a Sierra Nevada market with mountain resort communities, strong short-term rental demand, scarce inventory, and consistent investor activity.
Fidelity Funding provides hard money and bridge financing for Placer County investors across cabin rehabs, STR acquisitions, and luxury repositioning.
Placer County fits the classic suburban California fix-and-flip profile: a $675K median, predictable comp sets, and a deep first-time-buyer pool.
Most Placer County loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets.
County median home value: $675K · Typical loan range: $405K – $945K · Top program: fix-and-flip and DSCR rental
Across Placer County, our typical private money loans range from $405K to $945K, sized against a county median of $675K. Larger commercial and multifamily scenarios are sized separately.
In Placer County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes. Our DSCR program qualifies Placer County STRs using platform income data.
Yes. Cabin and mountain-home rehabs are common in Placer County.
Yes. We regularly close Placer County loans under LLCs and other corporate entities.
Most Placer County hard money loans close in 5 to 10 business days.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT