FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Plumas County

Plumas County is a Sierra Nevada market with mountain resort communities, strong short-term rental demand, scarce inventory, and consistent investor activity.

Fidelity Funding provides hard money and bridge financing for Plumas County investors across cabin rehabs, STR acquisitions, and luxury repositioning.

Plumas County Market Brief

Standard suburban product in Plumas County accounts for the bulk of our local volume — the median is around $340K and fix-and-flip deals here close on schedule.

Typical Plumas County deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer.

Plumas County Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

County median home value: $340K · Typical loan range: $204K – $476K · Top program: fix-and-flip and DSCR rental

Plumas County Lender FAQs

What loan sizes are typical in Plumas County?

Across Plumas County, our typical private money loans range from $204K to $476K, sized against a county median of $340K. Larger commercial and multifamily scenarios are sized separately.

Which loan program is most common in Plumas County?

In Plumas County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.

Key Facts

  • Fix and flip loans for cabins and mountain homes
  • Short-term rental DSCR loans
  • Bridge loans for resort acquisitions
  • Commercial loans for downtown property
  • Direct lender with statewide reach
  • Closings in 5-10 business days

Frequently Asked Questions

Do you fund short-term rentals in Plumas County?

Yes. Our DSCR program qualifies Plumas County STRs using platform income data.

Do you lend on cabin and mountain property?

Yes. Cabin and mountain-home rehabs are common in Plumas County.

Can I close under an LLC?

Yes. We regularly close Plumas County loans under LLCs and other corporate entities.

How fast can you close?

Most Plumas County hard money loans close in 5 to 10 business days.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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