As the state capital, Sacramento County boasts a stable economy driven by government, healthcare, and an influx of tech migration from the Bay Area. The market offers a compelling blend of affordability and strong appreciation potential, making it a prime target for real estate investors.
Fidelity Funding provides comprehensive private lending solutions in Sacramento. We fund high-volume fix-and-flip operators, support investors executing BRRRR strategies with our DSCR loans, and provide bridge capital for commercial developments in the expanding metropolitan area.
Financing in Sacramento County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $520K · Illustrative financing range: $312K – $728K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $312K to $728K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes, the combination of steady in-migration and older housing stock makes Sacramento one of the most consistent fix-and-flip markets in California.
Yes, our bridge and DSCR programs offer cash-out options, allowing investors to pull equity for their next project.
Rates vary by leverage and experience, but we offer highly competitive pricing for experienced local investors.
Absolutely. 2-4 unit properties are a core part of our residential investment lending program.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT