As the state capital, Sacramento County boasts a stable economy driven by government, healthcare, and an influx of tech migration from the Bay Area. The market offers a compelling blend of affordability and strong appreciation potential, making it a prime target for real estate investors.
Fidelity Funding provides comprehensive private lending solutions in Sacramento. We fund high-volume fix-and-flip operators, support investors executing BRRRR strategies with our DSCR loans, and provide bridge capital for commercial developments in the expanding metropolitan area.
Standard suburban product in Sacramento County accounts for the bulk of our local volume — the median is around $520K and fix-and-flip deals here close on schedule.
Typical Sacramento County deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer.
County median home value: $520K · Typical loan range: $312K – $728K · Top program: fix-and-flip and DSCR rental
Across Sacramento County, our typical private money loans range from $312K to $728K, sized against a county median of $520K. Larger commercial and multifamily scenarios are sized separately.
In Sacramento County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes, the combination of steady in-migration and older housing stock makes Sacramento one of the most consistent fix-and-flip markets in California.
Yes, our bridge and DSCR programs offer cash-out options, allowing investors to pull equity for their next project.
Rates vary by leverage and experience, but we offer highly competitive pricing for experienced local investors.
Absolutely. 2-4 unit properties are a core part of our residential investment lending program.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT