San Benito County lies just inland from the Monterey Bay region, roughly 67,000+ residents anchored by Hollister, its largest city and commercial center, along with San Juan Bautista, home to the historic mission, and the agricultural expanse of the San Benito and Santa Clara valleys. Agriculture drives the economy, with row crops, nursery stock, and vineyards, while the county's location within commuting reach of Silicon Valley and the Monterey Bay has fueled rapid housing growth in Hollister. The median home value near $735,000 reflects strong commuter demand and limited supply pushing prices well above neighboring valley counties. Investors work Hollister value-add flips, DSCR commuter rentals, ADU additions, and construction tied to the area's fast growth.
Fidelity Funding Corp has funded California real estate directly since 2006, and San Benito's commuter-driven growth and strong demand fit our full program range. As a direct lender we close fix-and-flip, bridge, DSCR, construction, multifamily, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're flipping a Hollister home, adding an ADU for a commuter tenant, or building in a growing subdivision, we underwrite fast and fund reliably. Call (877) 300-3007.
San Benito County fits the classic suburban California fix-and-flip profile: a $735K median, predictable comp sets, and a deep first-time-buyer pool.
Most San Benito County loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets.
County median home value: $735K · Typical loan range: $441K – $1.03M · Top program: fix-and-flip and DSCR rental
Across San Benito County, our typical private money loans range from $441K to $1.03M, sized against a county median of $735K. Larger commercial and multifamily scenarios are sized separately.
In San Benito County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
It can be strong. Commuter demand from Silicon Valley and the Monterey Bay keeps Hollister values firm, and limited supply supports resale. We lend up to 90% of cost plus 100% of rehab and 75% of after-repair value.
Yes. Buyers and renters priced out of neighboring counties drive steady demand in Hollister, and our DSCR loans qualify on the property's rental income rather than tax returns, which suits buy-and-hold investors.
They can be. With high demand and limited supply, adding an accessory dwelling unit boosts income and value. We can fund construction up to 100% of the rehab or build budget on qualifying properties.
Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly on scarce, high-demand inventory. Rates start at 9.99%; call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT