FIDELITY FUNDING (877) 300-3007

Hard Money Loans in San Benito County

San Benito County is a Central Valley market with affordable single-family inventory, strong tenant demand, and consistent investor activity across residential and agricultural-adjacent product.

Fidelity Funding provides hard money, private money, and bridge financing for San Benito County investors across fix and flip, rental, and small commercial scenarios.

San Benito County Market Brief

San Benito County fits the classic suburban California fix-and-flip profile: a $735K median, predictable comp sets, and a deep first-time-buyer pool.

Most San Benito County loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets.

San Benito County Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

County median home value: $735K · Typical loan range: $441K – $1.03M · Top program: fix-and-flip and DSCR rental

San Benito County Lender FAQs

What loan sizes are typical in San Benito County?

Across San Benito County, our typical private money loans range from $441K to $1.03M, sized against a county median of $735K. Larger commercial and multifamily scenarios are sized separately.

Which loan program is most common in San Benito County?

In San Benito County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.

Key Facts

  • Fix and flip loans across San Benito County
  • DSCR rental loans for cash-flow investors
  • Bridge loans for time-sensitive deals
  • Commercial loans for downtown and ag-adjacent property
  • Direct lender with statewide reach
  • Closings in 5-10 business days

Frequently Asked Questions

Do you fund Central Valley rentals?

Yes. San Benito County is a core market for our DSCR rental program.

Can I get a hard money loan under an LLC?

Yes. We regularly close San Benito County loans under LLCs and other corporate entities.

Do you finance commercial property?

Yes. We provide commercial bridge financing throughout San Benito County.

How fast can you close?

Most San Benito County hard money loans close in 5 to 10 business days.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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