FIDELITY FUNDING (877) 300-3007

Hard Money Loans in San Bernardino County

Spanning a massive geographic area, San Bernardino County offers diverse real estate investment profiles, from densely populated suburban centers like Ontario and Rancho Cucamonga to high-desert communities. The region's logistics infrastructure makes it a commercial powerhouse.

Fidelity Funding supports investors tackling projects across San Bernardino County. We offer high-leverage financing for residential flips aimed at working-class families and provide substantial capital for commercial and industrial repositioning along the critical supply chain routes.

San Bernardino County Market Brief

Standard suburban product in San Bernardino County accounts for the bulk of our local volume — the median is around $550K and fix-and-flip deals here close on schedule.

Typical San Bernardino County deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer.

San Bernardino County Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

County median home value: $550K · Typical loan range: $330K – $770K · Top program: fix-and-flip and DSCR rental

San Bernardino County Lender FAQs

What loan sizes are typical in San Bernardino County?

Across San Bernardino County, our typical private money loans range from $330K to $770K, sized against a county median of $550K. Larger commercial and multifamily scenarios are sized separately.

Which loan program is most common in San Bernardino County?

In San Bernardino County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.

Key Facts

  • Capital for entry-level residential flips
  • Bridge loans for logistics and industrial properties
  • DSCR rental loans for long-term holds
  • Construction loans for infill development
  • Flexible underwriting tailored to the IE
  • Rapid funding for auction acquisitions

Frequently Asked Questions

Do you fund properties in the High Desert?

Yes, we fund deals in Victorville, Hesperia, Apple Valley, and surrounding areas, focusing on residential flips and rentals.

Can I get a loan for a warehouse?

Absolutely. Industrial warehouses in San Bernardino are highly desirable, and we offer competitive bridge financing for them.

Do you require tax returns for rental loans?

No, our DSCR rental loans are based on the property's cash flow, not your personal tax returns.

How quickly can you fund an auction property?

If you have the winning bid and clear title can be established rapidly, we can close in as little as 5 days.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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