San Diego County blends a thriving biotech and military economy with exceptional quality of life, driving relentless demand for housing and commercial space. From the dense urban core of Downtown to the sprawling suburban communities of North County, the region offers diverse investment avenues.
Fidelity Funding delivers tailored capital solutions to San Diego real estate investors. We bypass the friction of traditional banking, offering fast, asset-backed loans that allow you to capitalize on short-sales, auctions, and off-market opportunities throughout the county.
Financing in San Diego County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $880K · Illustrative financing range: $528K – $1.23M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $528K to $1.23M range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes, our DSCR loan programs are perfect for financing short-term and vacation rentals in popular San Diego tourist areas.
We lend throughout the entire county, including Carlsbad, Oceanside, Encinitas, and San Marcos.
We utilize experienced local appraisers who understand the nuances of San Diego's distinct neighborhoods to determine accurate After-Repair Values.
Yes, the vast majority of our San Diego investment loans are closed under LLCs or corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT