San Diego County blends a thriving biotech and military economy with exceptional quality of life, driving relentless demand for housing and commercial space. From the dense urban core of Downtown to the sprawling suburban communities of North County, the region offers diverse investment avenues.
Fidelity Funding delivers tailored capital solutions to San Diego real estate investors. We bypass the friction of traditional banking, offering fast, asset-backed loans that allow you to capitalize on short-sales, auctions, and off-market opportunities throughout the county.
San Diego County fits the classic suburban California fix-and-flip profile: a $880K median, predictable comp sets, and a deep first-time-buyer pool.
Most San Diego County loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets.
County median home value: $880K · Typical loan range: $528K – $1.23M · Top program: fix-and-flip and DSCR rental
Across San Diego County, our typical private money loans range from $528K to $1.23M, sized against a county median of $880K. Larger commercial and multifamily scenarios are sized separately.
In San Diego County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes, our DSCR loan programs are perfect for financing short-term and vacation rentals in popular San Diego tourist areas.
We lend throughout the entire county, including Carlsbad, Oceanside, Encinitas, and San Marcos.
We utilize experienced local appraisers who understand the nuances of San Diego's distinct neighborhoods to determine accurate After-Repair Values.
Yes, the vast majority of our San Diego investment loans are closed under LLCs or corporate entities.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT