FIDELITY FUNDING (877) 300-3007

Hard Money Loans in San Francisco County

San Francisco County is one of California's most dense and economically active markets, with strong tenant demand, deep multifamily inventory, and consistent commercial activity.

Fidelity Funding provides hard money, private money, and bridge financing throughout San Francisco County for fix and flip, multifamily, mixed-use, and commercial real estate scenarios.

San Francisco County Market Brief

San Francisco County fits the classic suburban California fix-and-flip profile: a $1.4M median, predictable comp sets, and a deep first-time-buyer pool.

Most San Francisco County loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets.

San Francisco County Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

County median home value: $1.4M · Typical loan range: $840K – $1.96M · Top program: fix-and-flip and DSCR rental

San Francisco County Lender FAQs

What loan sizes are typical in San Francisco County?

Across San Francisco County, our typical private money loans range from $840K to $1.96M, sized against a county median of $1.4M. Larger commercial and multifamily scenarios are sized separately.

Which loan program is most common in San Francisco County?

In San Francisco County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.

Key Facts

  • Bridge loans for multifamily across San Francisco County
  • Fix and flip loans up to 90% LTC
  • DSCR rental loans for stabilized assets
  • Commercial and mixed-use financing
  • Direct lender with local underwriting
  • Closings in 5-10 business days

Frequently Asked Questions

Do you fund multifamily projects in San Francisco County?

Yes. Multifamily acquisitions and bridge financing are core programs in San Francisco County.

Can I close in under two weeks?

Yes. Most San Francisco County hard money loans close in 5 to 10 business days with clear title and appraisal.

Do you finance mixed-use property?

Yes. We regularly fund mixed-use acquisitions and refinances throughout San Francisco County.

Do you offer non-recourse loans?

On qualifying multifamily and commercial deals in San Francisco County, non-recourse and limited-recourse structures are available.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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