San Luis Obispo County blends premium coastal communities, wine-country tourism, and steady year-round demand, attracting consistent investor interest in single-family, short-term rental, and small commercial product.
Fidelity Funding provides hard money and bridge financing for San Luis Obispo County investors across luxury rehabs, STR acquisitions, and commercial repositioning.
Standard suburban product in San Luis Obispo County accounts for the bulk of our local volume — the median is around $825K and fix-and-flip deals here close on schedule.
Typical San Luis Obispo County deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer.
County median home value: $825K · Typical loan range: $495K – $1.16M · Top program: fix-and-flip and DSCR rental
Across San Luis Obispo County, our typical private money loans range from $495K to $1.16M, sized against a county median of $825K. Larger commercial and multifamily scenarios are sized separately.
In San Luis Obispo County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes. Our DSCR program qualifies San Luis Obispo County STRs using platform income data.
Yes. We fund high-dollar coastal rehabs throughout San Luis Obispo County.
On qualifying assets in San Luis Obispo County we provide commercial bridge financing for hospitality and vineyard-adjacent property.
Most San Luis Obispo County hard money loans close in 5 to 10 business days.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT