Bridging San Francisco and the heart of Silicon Valley, San Mateo County commands some of the highest real estate valuations in the nation. Driven by biotech and major tech headquarters, the demand for premium, modernized housing is relentless.
Fidelity Funding provides the substantial capital required to compete in San Mateo County. Whether you are executing a tear-down and rebuild in Atherton or updating a mid-century home in San Mateo for tech executives, our high-balance private money loans are designed for speed and flexibility.
San Mateo County fits the classic suburban California fix-and-flip profile: a $1.4M median, predictable comp sets, and a deep first-time-buyer pool.
Most San Mateo County loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets.
County median home value: $1.4M · Typical loan range: $840K – $1.96M · Top program: fix-and-flip and DSCR rental
Across San Mateo County, our typical private money loans range from $840K to $1.96M, sized against a county median of $1.4M. Larger commercial and multifamily scenarios are sized separately.
In San Mateo County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes, we specialize in high-balance construction loans for luxury spec homes in affluent Peninsula communities.
We utilize specialized appraisers who understand the nuanced valuations of San Mateo County's micro-markets.
Yes, cross-collateralization is a common strategy we offer to our high-net-worth borrowers.
We provide commercial bridge loans for R&D and flex spaces throughout the Peninsula.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT