The heart of Silicon Valley, Santa Clara County is one of the most affluent and competitive real estate markets globally. Driven by the tech industry, property values are exceptionally high, demanding lenders who are comfortable deploying significant capital rapidly.
Fidelity Funding offers premium hard money solutions for Santa Clara County investors. We understand the nuances of the Bay Area market and provide the high-dollar bridge loans, construction financing, and fix-and-flip capital necessary to execute projects in San Jose, Palo Alto, and surrounding tech hubs.
Financing in Santa Clara County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $1.5M · Illustrative financing range: $900K – $2.1M · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $900K to $2.1M range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
We regularly fund multi-million dollar transactions and have the capacity to fund loans exceeding $25M+ for the right asset.
Not necessarily. Rates are based on leverage (LTV/LTC), borrower experience, and overall risk profile, not just the loan amount.
Yes, we provide commercial bridge loans for office and R&D facilities across Santa Clara County.
Yes, utilizing equity in other properties is a common strategy for our high-net-worth borrowers in the Bay Area.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT