Shasta County anchors the far northern Sacramento Valley, roughly 182,000+ residents centered on Redding, the largest city in California's north state and a regional hub for healthcare, retail, and government. Surrounding communities like Anderson and Shasta Lake, along with the recreation drawn to Lake Shasta, Mount Shasta views, and the Sacramento River, shape an economy built on healthcare, timber, tourism, and services. The 2018 Carr Fire destroyed hundreds of Redding-area homes, and rebuild and replacement demand continues to influence the market. The median home value near $365,000 keeps Shasta affordable and draws buyers and investors from pricier regions. Investors work value-add flips, workforce and DSCR rentals in Redding, and construction tied to both growth and fire recovery.
Fidelity Funding Corp has funded California real estate directly since 2006, and Shasta's affordability, rental demand, and rebuild activity make it a strong fit for our programs. As a direct lender we close fix-and-flip, bridge, DSCR, construction, multifamily, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're flipping a Redding fixer, building on a Carr Fire lot, or holding a workforce rental in Anderson, we underwrite fast and fund reliably in the north state. Call (877) 300-3007.
Standard suburban product in Shasta County accounts for the bulk of our local volume — the median is around $365K and fix-and-flip deals here close on schedule.
Typical Shasta County deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer.
County median home value: $365K · Typical loan range: $219K – $511K · Top program: fix-and-flip and DSCR rental
Across Shasta County, our typical private money loans range from $219K to $511K, sized against a county median of $365K. Larger commercial and multifamily scenarios are sized separately.
In Shasta County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
It can be strong. Redding and nearby Anderson hold affordable homes that renovate at a lower basis than coastal California, and steady regional demand supports resale. We lend up to 90% of cost plus 100% of rehab and 75% of after-repair value.
Yes. We provide ground-up construction loans for the Redding-area recovery, underwriting the completed value and lending up to 90% of cost plus the build budget, with draws and interest reserves to carry the project through.
We do. Healthcare and government employment anchor steady rental demand around Redding, and our DSCR loans qualify on rental income rather than tax returns, which suits buy-and-hold investors.
Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly in the north state. Rates start at 9.99%; call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT