Shasta County anchors the far northern Sacramento Valley, roughly 182,000+ residents centered on Redding, the largest city in California's north state and a regional hub for healthcare, retail, and government. Surrounding communities like Anderson and Shasta Lake, along with the recreation drawn to Lake Shasta, Mount Shasta views, and the Sacramento River, shape an economy built on healthcare, timber, tourism, and services. The 2018 Carr Fire destroyed hundreds of Redding-area homes, and rebuild and replacement demand continues to influence the market. The median home value near $365,000 keeps Shasta affordable and draws buyers and investors from pricier regions. Investors work value-add flips, workforce and DSCR rentals in Redding, and construction tied to both growth and fire recovery.
Fidelity Funding Corp has funded California real estate directly since 2006, and Shasta's affordability, rental demand, and rebuild activity make it a strong fit for our programs. As a direct lender we close fix-and-flip, bridge, DSCR, construction, multifamily, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're flipping a Redding fixer, building on a Carr Fire lot, or holding a workforce rental in Anderson, we underwrite fast and fund reliably in the north state. Call (877) 300-3007.
Financing in Shasta County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $365K · Illustrative financing range: $219K – $511K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $219K to $511K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
It can be strong. Redding and nearby Anderson hold affordable homes that renovate at a lower basis than coastal California, and steady regional demand supports resale. We lend up to 90% of cost plus 100% of rehab and 75% of after-repair value.
Yes. We provide ground-up construction loans for the Redding-area recovery, underwriting the completed value and lending up to 90% of cost plus the build budget, with draws and interest reserves to carry the project through.
We do. Healthcare and government employment anchor steady rental demand around Redding, and our DSCR loans qualify on rental income rather than tax returns, which suits buy-and-hold investors.
Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly in the north state. Rates start at 9.99%; call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT