Solano County anchors the northeast edge of the Bay Area along the Interstate 80 corridor, home to roughly 451,000+ residents across Vallejo, Fairfield, Vacaville, Benicia, and Suisun City. Its economy blends Travis Air Force Base, the Genentech and biotech presence in Vacaville, Napa Valley overflow, agriculture, and a booming logistics and distribution sector that feeds Northern California. With a median home value near $575,000, Solano remains one of the region's more affordable footholds, drawing commuters priced out of the inner Bay and investors chasing cash-flow rentals and value-add flips. Vallejo's stock of older Victorians, Fairfield's move-up neighborhoods, and Vacaville's steady growth all create renovation and rental opportunity that pencils.
Fidelity Funding Corp has lent directly across California since 2006, and Solano's affordability and rental demand make it a natural fit for our fix-and-flip and DSCR programs. As a direct lender we fund our own deals and close in 5 to 10 business days, offering loans from $50K to $50M with rates from 9.99% and leverage up to 90% of cost plus 100% of rehab and 75% of ARV. Whether you're rehabbing a Vallejo Victorian, building rentals near Travis, or bridging a Fairfield acquisition, we deliver fast decisions and terms built around your project. Call (877) 300-3007 to get started.
Financing in Solano County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $575K · Illustrative financing range: $345K – $805K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $345K to $805K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
It can be strong. Vallejo and Benicia hold plenty of older homes that renovate at a lower basis than the inner Bay, and demand from I-80 commuters supports resale. We lend up to 90% of purchase cost plus 100% of rehab and 75% of after-repair value on qualifying flips.
Yes. The Travis workforce and steady turnover create reliable rental demand around Fairfield, Suisun City, and Vacaville. Our DSCR loans qualify on the property's rental income rather than your tax returns, which suits buy-and-hold investors well.
Typically 5 to 10 business days. We're a direct lender using our own capital, so once we have the contract, a value opinion, and your basic documents, we can move quickly to help you win competitive Solano listings.
Rates start at 9.99% and depend on leverage, experience, and exit strategy, on loans from $50K to $50M. Call (877) 300-3007 for a same-day quote tailored to your Solano project.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT