Solano County anchors the northeast edge of the Bay Area along the Interstate 80 corridor, home to roughly 451,000+ residents across Vallejo, Fairfield, Vacaville, Benicia, and Suisun City. Its economy blends Travis Air Force Base, the Genentech and biotech presence in Vacaville, Napa Valley overflow, agriculture, and a booming logistics and distribution sector that feeds Northern California. With a median home value near $575,000, Solano remains one of the region's more affordable footholds, drawing commuters priced out of the inner Bay and investors chasing cash-flow rentals and value-add flips. Vallejo's stock of older Victorians, Fairfield's move-up neighborhoods, and Vacaville's steady growth all create renovation and rental opportunity that pencils.
Fidelity Funding Corp has lent directly across California since 2006, and Solano's affordability and rental demand make it a natural fit for our fix-and-flip and DSCR programs. As a direct lender we fund our own deals and close in 5 to 10 business days, offering loans from $50K to $50M with rates from 9.99% and leverage up to 90% of cost plus 100% of rehab and 75% of ARV. Whether you're rehabbing a Vallejo Victorian, building rentals near Travis, or bridging a Fairfield acquisition, we deliver fast decisions and terms built around your project. Call (877) 300-3007 to get started.
Standard suburban product in Solano County accounts for the bulk of our local volume — the median is around $575K and fix-and-flip deals here close on schedule.
Typical Solano County deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer.
County median home value: $575K · Typical loan range: $345K – $805K · Top program: fix-and-flip and DSCR rental
Across Solano County, our typical private money loans range from $345K to $805K, sized against a county median of $575K. Larger commercial and multifamily scenarios are sized separately.
In Solano County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
It can be strong. Vallejo and Benicia hold plenty of older homes that renovate at a lower basis than the inner Bay, and demand from I-80 commuters supports resale. We lend up to 90% of purchase cost plus 100% of rehab and 75% of after-repair value on qualifying flips.
Yes. The Travis workforce and steady turnover create reliable rental demand around Fairfield, Suisun City, and Vacaville. Our DSCR loans qualify on the property's rental income rather than your tax returns, which suits buy-and-hold investors well.
Typically 5 to 10 business days. We're a direct lender using our own capital, so once we have the contract, a value opinion, and your basic documents, we can move quickly to help you win competitive Solano listings.
Rates start at 9.99% and depend on leverage, experience, and exit strategy, on loans from $50K to $50M. Call (877) 300-3007 for a same-day quote tailored to your Solano project.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT