Sonoma County pairs world-renowned wine country appeal with a robust, diversified local economy. The region attracts significant investment in luxury estates, vacation properties, and commercial hospitality assets, alongside steady demand for standard residential housing.
Fidelity Funding provides sophisticated lending solutions for Sonoma County. Whether you are developing a luxury retreat in Healdsburg, flipping a mid-century home in Santa Rosa, or acquiring a boutique hospitality asset, our private capital ensures your project moves forward without delay.
Standard suburban product in Sonoma County accounts for the bulk of our local volume — the median is around $850K and fix-and-flip deals here close on schedule.
Typical Sonoma County deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer.
County median home value: $850K · Typical loan range: $510K – $1.19M · Top program: fix-and-flip and DSCR rental
Across Sonoma County, our typical private money loans range from $510K to $1.19M, sized against a county median of $850K. Larger commercial and multifamily scenarios are sized separately.
In Sonoma County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes, we are highly active in Healdsburg and surrounding luxury markets, funding flips and construction.
Yes, we provide commercial bridge loans for hospitality properties, including boutique hotels and bed-and-breakfasts.
We lend on the residential estate and standard commercial structures; the value of the vines/agricultural business is typically not the primary collateral focus.
We review properties in high fire severity zones case-by-case, ensuring adequate insurance coverage can be obtained.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT