Stanislaus County, anchored by Modesto, is a crucial component of the Central Valley's economic landscape. Benefiting from its relative proximity to the Bay Area, the county absorbs significant spillover demand, driving a robust market for affordable housing and regional commercial hubs.
Fidelity Funding delivers the aggressive capital Stanislaus County investors need. Whether you are executing high-volume fix-and-flips in Modesto, stabilizing a multifamily property in Turlock, or securing a bridge loan for a retail center, our team provides fast, reliable funding.
Stanislaus County fits the classic suburban California fix-and-flip profile: a $450K median, predictable comp sets, and a deep first-time-buyer pool.
Most Stanislaus County loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets.
County median home value: $450K · Typical loan range: $270K – $630K · Top program: fix-and-flip and DSCR rental
Across Stanislaus County, our typical private money loans range from $270K to $630K, sized against a county median of $450K. Larger commercial and multifamily scenarios are sized separately.
In Stanislaus County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes, Modesto is our primary focus in Stanislaus County for fix-and-flips and rental property financing.
Absolutely. We provide bridge and permanent DSCR financing for 2-4 unit and 5+ unit multifamily properties.
Yes, we provide commercial bridge loans for retail strip centers and freestanding commercial buildings.
For flips, we lend based on the After-Repair Value (ARV). For rentals and commercial, we lend based on current value and cash flow.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT