FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Sutter County

Sutter County is a Northern California valley market with affordable inventory, strong agricultural and small commercial activity, and consistent investor demand.

Fidelity Funding provides hard money and bridge financing for Sutter County investors across fix and flip, rental, and small commercial scenarios.

Sutter County Market Brief

Standard suburban product in Sutter County accounts for the bulk of our local volume — the median is around $385K and fix-and-flip deals here close on schedule.

Typical Sutter County deals close in 5 to 7 business days with a straight bridge loan plus rehab line and exit to a retail FHA or conventional buyer.

Sutter County Lending Notes

  • Standard cosmetic-flip comp set pulled at term sheet
  • 5 to 7 business day close from clean file
  • First-time-buyer FHA-friendly finish scope

County median home value: $385K · Typical loan range: $231K – $539K · Top program: fix-and-flip and DSCR rental

Sutter County Lender FAQs

What loan sizes are typical in Sutter County?

Across Sutter County, our typical private money loans range from $231K to $539K, sized against a county median of $385K. Larger commercial and multifamily scenarios are sized separately.

Which loan program is most common in Sutter County?

In Sutter County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.

Key Facts

  • Fix and flip loans across Sutter County
  • DSCR rental loans for cash-flow investors
  • Bridge loans for ag-adjacent property
  • Commercial loans for downtown property
  • Direct lender with statewide reach
  • Closings in 5-10 business days

Frequently Asked Questions

Do you lend in rural Sutter County?

Yes. We fund throughout Sutter County, including rural and ag-adjacent communities.

Do you offer DSCR rental loans?

Yes. Sutter County is well-suited to our DSCR rental program.

Can I close under an LLC?

Yes. We regularly close Sutter County loans under LLCs and other corporate entities.

How fast can you close?

Most Sutter County hard money loans close in 5 to 10 business days.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

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