Trinity County occupies a remote, heavily forested corner of the North Coast interior, roughly 16,000+ residents in a rugged landscape with no incorporated cities and no traffic signals. Weaverville, a historic Gold Rush town, serves as the county seat and commercial center, while Trinity Lake, the Trinity River, and the surrounding wilderness of the Shasta-Trinity National Forest drive an economy built on timber, tourism, fishing and rafting, and outdoor recreation. The median home value near $290,000 keeps Trinity affordable, dominated by older single-family homes, cabins, and mountain and riverfront properties. Investors work low-basis value-add flips, vacation and recreation rentals near Trinity Lake and the river, and cabin renovations serving the county's outdoor visitors.
Fidelity Funding Corp is a direct California hard money lender operating since 2006, and even a remote mountain county like Trinity falls within our statewide reach. As a direct lender we underwrite each property on its own merits and close fix-and-flip, bridge, DSCR, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're rehabbing a Weaverville home, holding a Trinity Lake vacation cabin, or bridging a riverfront acquisition, we deliver fast, certain funding in a rural market many lenders avoid. Call (877) 300-3007.
Trinity County fits the classic suburban California fix-and-flip profile: a $290K median, predictable comp sets, and a deep first-time-buyer pool.
Most Trinity County loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets.
County median home value: $290K · Typical loan range: $174K – $406K · Top program: fix-and-flip and DSCR rental
Across Trinity County, our typical private money loans range from $174K to $406K, sized against a county median of $290K. Larger commercial and multifamily scenarios are sized separately.
In Trinity County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes. We fund throughout California, including remote forested counties like Trinity. As a direct lender we underwrite each property on its own merits, so an isolated mountain location isn't a barrier when the numbers work.
We can. Trinity Lake and the surrounding wilderness support recreation-driven short-term rental demand, and our DSCR program can underwrite the property value and rental performance, qualifying on cash flow rather than tax returns.
It works well. Our $50K minimum fits the county's affordable price points, and a low acquisition basis often helps flips and rentals pencil. We size each loan to the specific deal, not a market average.
Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly even in a remote mountain market. Rates start at 9.99%; call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT