Trinity County occupies a remote, heavily forested corner of the North Coast interior, roughly 16,000+ residents in a rugged landscape with no incorporated cities and no traffic signals. Weaverville, a historic Gold Rush town, serves as the county seat and commercial center, while Trinity Lake, the Trinity River, and the surrounding wilderness of the Shasta-Trinity National Forest drive an economy built on timber, tourism, fishing and rafting, and outdoor recreation. The median home value near $290,000 keeps Trinity affordable, dominated by older single-family homes, cabins, and mountain and riverfront properties. Investors work low-basis value-add flips, vacation and recreation rentals near Trinity Lake and the river, and cabin renovations serving the county's outdoor visitors.
Fidelity Funding Corp is a direct California hard money lender operating since 2006, and even a remote mountain county like Trinity falls within our statewide reach. As a direct lender we underwrite each property on its own merits and close fix-and-flip, bridge, DSCR, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're rehabbing a Weaverville home, holding a Trinity Lake vacation cabin, or bridging a riverfront acquisition, we deliver fast, certain funding in a rural market many lenders avoid. Call (877) 300-3007.
Financing in Trinity County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $290K · Illustrative financing range: $174K – $406K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $174K to $406K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes. We fund throughout California, including remote forested counties like Trinity. As a direct lender we underwrite each property on its own merits, so an isolated mountain location isn't a barrier when the numbers work.
We can. Trinity Lake and the surrounding wilderness support recreation-driven short-term rental demand, and our DSCR program can underwrite the property value and rental performance, qualifying on cash flow rather than tax returns.
It works well. Our $50K minimum fits the county's affordable price points, and a low acquisition basis often helps flips and rentals pencil. We size each loan to the specific deal, not a market average.
Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly even in a remote mountain market. Rates start at 9.99%; call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT