Tuolumne County is a Gold Country market with historic single-family inventory, established downtowns, strong tourism, and consistent investor activity in residential and small commercial property.
Fidelity Funding provides hard money and bridge financing for Tuolumne County investors across historic-home rehabs, STR acquisitions, and downtown commercial repositioning.
Tuolumne County is a steady Tuolumne County submarket where owner-user comp sets are clean, appraisals turn quickly, and $395K-band fix-and-flip inventory absorbs reliably.
Investor exits in Tuolumne County skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $395K median for downside protection.
County median home value: $395K · Typical loan range: $237K – $553K · Top program: fix-and-flip and DSCR rental
Across Tuolumne County, our typical private money loans range from $237K to $553K, sized against a county median of $395K. Larger commercial and multifamily scenarios are sized separately.
In Tuolumne County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes. Historic-home rehabs are common in Tuolumne County and well-suited to our hard money program.
Yes. Our DSCR program qualifies Tuolumne County STRs using platform income data.
Yes. We regularly close Tuolumne County loans under LLCs and other corporate entities.
Most Tuolumne County hard money loans close in 5 to 10 business days.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT