Ventura County offers a unique blend of affluent coastal enclaves, robust agricultural sectors, and growing suburban communities. Nestled between Los Angeles and Santa Barbara, it attracts investors looking for high-value coastal assets and expanding inland markets like Thousand Oaks and Simi Valley.
Fidelity Funding provides targeted private capital for Ventura County's diverse real estate landscape. From financing luxury beachfront renovations to providing bridge debt for commercial centers along the 101 corridor, our customized loan programs ensure your projects have the funding they need to succeed.
Ventura County is a steady Ventura County submarket where owner-user comp sets are clean, appraisals turn quickly, and $850K-band fix-and-flip inventory absorbs reliably.
Investor exits in Ventura County skew to first-time-buyer owner-users, so we size rehab tranches against the lower-quartile of the $850K median for downside protection.
County median home value: $850K · Typical loan range: $510K – $1.19M · Top program: fix-and-flip and DSCR rental
Across Ventura County, our typical private money loans range from $510K to $1.19M, sized against a county median of $850K. Larger commercial and multifamily scenarios are sized separately.
In Ventura County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes, we lend throughout Ventura County, including Ojai, Camarillo, and Moorpark.
Yes, mixed-use properties (e.g., retail on bottom, apartments on top) are eligible for our commercial bridge programs.
Yes, coastal areas of Ventura County have strong demand for short-term rentals, which we can finance via our DSCR program.
While we prefer experienced investors for high-dollar projects, we do have programs accommodating first-time investors with strong fundamentals.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT