Yolo County sits across the Sacramento River from the state capital, roughly 220,000+ residents anchored by Davis, home to UC Davis, along with Woodland, the county seat, and fast-growing West Sacramento along the river. UC Davis drives one of the most durable university-rental markets in Northern California, while agriculture, especially tomatoes, rice, and research-driven ag-tech, plus state government and logistics shape a diverse economy. The median home value near $595,000 reflects Davis's strong demand and Sacramento-area proximity, with West Sacramento adding riverfront redevelopment and new housing. Investors work UC Davis student rentals, Woodland and West Sacramento value-add flips, ADU additions, and small multifamily serving the university and commuter base.
Fidelity Funding Corp has funded California real estate directly since 2006, and Yolo's university demand, government employment, and redevelopment activity fit our full program range. As a direct lender we close fix-and-flip, bridge, DSCR, construction, multifamily, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're adding student rentals near UC Davis, flipping a Woodland home, or building in West Sacramento, we underwrite fast and fund reliably. Call (877) 300-3007.
Financing in Yolo County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.
Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.
Illustrative property reference: $595K · Illustrative financing range: $357K – $833K · Programs to discuss: fix-and-flip and DSCR rental
These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.
Loan amounts depend on the specific property's value, costs, and underwriting. The $357K to $833K range shown here is a model illustration, not a record of funded loans or a current quote.
Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.
Yes. UC Davis drives durable rental demand in Davis, and our DSCR loans qualify on the property's rental income rather than tax returns, which suits investors building a student-housing portfolio.
They can be. With strong university rental demand and limited supply, adding an accessory dwelling unit boosts income and value. We can fund construction up to 100% of the rehab or build budget on qualifying properties.
We do. West Sacramento's riverfront growth supports value-add and small multifamily plays, and we underwrite the property and your plan with leverage up to 90% of cost plus 100% of rehab on qualifying deals.
Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly in a competitive market near the capital. Rates start at 9.99%; call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT