Yuba County lies in the Sacramento Valley along the Feather and Yuba Rivers, roughly 84,000+ residents anchored by Marysville, the historic county seat, and the fast-growing communities of Linda, Olivehurst, and Plumas Lake to the south. Beale Air Force Base is a defining presence, its personnel and civilian workforce driving steady rental demand, alongside agriculture, government employment, and Sacramento-area commuting via Highway 70. The median home value near $365,000 keeps Yuba affordable, and growth in the Plumas Lake area near the Sacramento County line has added new construction and investor interest. Investors work Marysville and Olivehurst value-add flips, Beale-area military rentals, and small multifamily along the growth corridor.
Fidelity Funding Corp has funded California real estate directly since 2006, and Yuba's military rental base, affordability, and growth corridor make it a solid fit for our programs. As a direct lender we close fix-and-flip, bridge, DSCR, construction, multifamily, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're flipping a Marysville home, holding a Beale-area rental, or building in Plumas Lake, we underwrite fast and fund reliably in this Sacramento Valley market. Call (877) 300-3007.
Yuba County fits the classic suburban California fix-and-flip profile: a $365K median, predictable comp sets, and a deep first-time-buyer pool.
Most Yuba County loans we fund are standard cosmetic or cosmetic-plus-kitchens flips with predictable 4 to 6 month timelines and clean comp sets.
County median home value: $365K · Typical loan range: $219K – $511K · Top program: fix-and-flip and DSCR rental
Across Yuba County, our typical private money loans range from $219K to $511K, sized against a county median of $365K. Larger commercial and multifamily scenarios are sized separately.
In Yuba County, fix-and-flip and DSCR rental make up the majority of our volume. We also fund bridge, construction, commercial real estate, and DSCR rental scenarios county-wide.
Yes. Beale's personnel and civilian workforce create reliable rental demand around Marysville and Linda, and our DSCR loans qualify on the property's rental income rather than tax returns, which suits buy-and-hold investors.
We do. We provide ground-up construction financing tied to Yuba's growth corridor near the Sacramento County line, underwriting the completed value and lending up to 90% of cost plus the build budget.
It can be. Marysville and Olivehurst hold affordable homes that renovate at a lower basis than Sacramento, and steady demand supports resale. We lend up to 90% of cost plus 100% of rehab and 75% of after-repair value.
Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly. Rates start at 9.99%; call (877) 300-3007.
Fidelity Funding Corp · Direct California private money lender since 2006
450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT