FIDELITY FUNDING (877) 300-3007

Hard Money Loans in Yuba County

Yuba County lies in the Sacramento Valley along the Feather and Yuba Rivers, roughly 84,000+ residents anchored by Marysville, the historic county seat, and the fast-growing communities of Linda, Olivehurst, and Plumas Lake to the south. Beale Air Force Base is a defining presence, its personnel and civilian workforce driving steady rental demand, alongside agriculture, government employment, and Sacramento-area commuting via Highway 70. The median home value near $365,000 keeps Yuba affordable, and growth in the Plumas Lake area near the Sacramento County line has added new construction and investor interest. Investors work Marysville and Olivehurst value-add flips, Beale-area military rentals, and small multifamily along the growth corridor.

Fidelity Funding Corp has funded California real estate directly since 2006, and Yuba's military rental base, affordability, and growth corridor make it a solid fit for our programs. As a direct lender we close fix-and-flip, bridge, DSCR, construction, multifamily, and small commercial loans in 5 to 10 business days, using our own capital on loans from $50K to $50M at rates from 9.99% with leverage up to 90% of cost plus 100% of rehab. Whether you're flipping a Marysville home, holding a Beale-area rental, or building in Plumas Lake, we underwrite fast and fund reliably in this Sacramento Valley market. Call (877) 300-3007.

Yuba County Market Brief

Financing in Yuba County requires a property-specific review. County-wide reference figures cannot substitute for recent comparable sales, an appraisal, or a contractor's scope and budget.

Check the relevant city or county planning department for permit, zoning, and rental requirements. Financing terms depend on underwriting and program availability.

Yuba County Lending Notes

  • Confirm property value using current comparable sales
  • Review the scope, budget, permits, and timeline
  • Discuss loan terms and repayment options with a loan officer

Illustrative property reference: $365K · Illustrative financing range: $219K – $511K · Programs to discuss: fix-and-flip and DSCR rental

These model-generated examples are not current market data, appraisals, funded-loan statistics, or a loan offer. Request property-specific underwriting and current terms.

Yuba County Lender FAQs

How are loans sized in Yuba County?

Loan amounts depend on the specific property's value, costs, and underwriting. The $219K to $511K range shown here is a model illustration, not a record of funded loans or a current quote.

Which programs can I discuss for Yuba County?

Programs to discuss include fix-and-flip and DSCR rental. Eligibility for bridge, construction, commercial real estate, and DSCR rental financing depends on your property and loan scenario.

Key Facts

  • DSCR military rentals serving Beale Air Force Base personnel and civilians
  • Fix-and-flip loans for value-add homes in Marysville and Olivehurst
  • Construction financing tied to Plumas Lake growth-corridor development
  • Bridge capital to close quickly on Sacramento Valley acquisitions
  • Multifamily and small commercial loans along the Highway 70 corridor
  • Direct funding from $50K to $50M with rates from 9.99%

Frequently Asked Questions

Do you finance rentals near Beale Air Force Base?

Yes. Beale's personnel and civilian workforce create reliable rental demand around Marysville and Linda, and our DSCR loans qualify on the property's rental income rather than tax returns, which suits buy-and-hold investors.

Can you fund construction in the Plumas Lake growth area?

We do. We provide ground-up construction financing tied to Yuba's growth corridor near the Sacramento County line, underwriting the completed value and lending up to 90% of cost plus the build budget.

Is Marysville good for fix-and-flip investing?

It can be. Marysville and Olivehurst hold affordable homes that renovate at a lower basis than Sacramento, and steady demand supports resale. We lend up to 90% of cost plus 100% of rehab and 75% of after-repair value.

How fast can you close in Yuba County?

Typically 5 to 10 business days. As a direct lender using our own capital, we can move quickly. Rates start at 9.99%; call (877) 300-3007.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

Submit a scenario online →