FIDELITY FUNDING (877) 300-3007

Real Estate Investor Loans in California

The capital partner every California real estate investor needs to scale their portfolio.

Building a successful real estate portfolio in California requires more than just finding good deals—it requires reliable access to leverage. Whether you are executing a fix-and-flip strategy or buying and holding multifamily properties, your financing dictates your growth.

Fidelity Funding is entirely dedicated to the needs of real estate investors. We don't do consumer mortgages; we only fund investment properties. This singular focus means our loan products are designed to solve the exact problems investors face.

From high-leverage short-term bridge loans that cover 100% of rehab costs, to long-term 30-year fixed DSCR loans for rental stabilization, we provide the full spectrum of investor capital.

Stop patching together financing from disparate sources. Partner with a comprehensive private lender that can fund your acquisitions and your long-term holds.

Key Facts

  • Exclusive focus on investment properties
  • Fix and Flip loans up to 90% LTC
  • Rental loans (DSCR) with 30-year fixed terms
  • Multifamily and commercial investor financing
  • Portfolio blanket loans available
  • Close in LLCs, Corporations, and Trusts
  • Seamless transition from bridge to permanent debt

Frequently Asked Questions

Do you lend to first-time investors?

Yes, we have programs available for first-time investors, though leverage may be slightly lower than for highly experienced flippers.

Can I borrow in the name of an LLC?

Yes, we actually prefer and encourage closing in a business entity (LLC, Corporation, etc.) for investment purposes.

What is the maximum number of properties I can finance?

Because we do not use personal DTI to qualify, there is no hard cap on the number of properties you can finance with us, allowing you to scale indefinitely.

Can you refinance a property I own free and clear to buy another?

Absolutely. We offer cash-out refinance loans specifically designed to help investors pull equity out of existing assets to fund new acquisitions.

Do you offer blanket loans for multiple properties?

Yes, we can provide portfolio or blanket loans to consolidate multiple rental properties under a single, streamlined mortgage.

Get a California Term Sheet Today

Fidelity Funding Corp · Direct California private money lender since 2006

(877) 300-3007

450 N Brand Blvd, 6th Floor · Glendale, CA 91203 · Mon-Fri 8AM-6PM PT

Submit a scenario online →